It was queer to think of God being out there, where there were only waves and ships and sailors, but chiefly waves and a few seabirds. It recalled the religion of crippled Bertie Tollivant, the cynic. To the instructed like himself, God was in the churches that had steeples and pews and strawberry sociables, or in the parlors where they held family prayers. They told you that He was everywhere; but that only meant that you couldn't do wrong, you couldn't swear, or smoke a cigarette, or upset some householder's ash-barrels, without His spotting you. Tom Quidmore did not believe that Mr. and Mrs. Tollivant would have sanctioned this Church of the Sea, where God was as free as wind, and over you like the sky, and beyond any human power to monopolize or give away. It made Him too close at hand, too easy to find, and probably much too tender toward sailors, who were often drunk, and homeless little boys. He turned away from the Church of the Sea, secretly envying Bertie Tollivant his graceless creed, but not daring to question the wisdom of adult men and women.

By the steps of the chop saloon he waited for Mr. Honeybun, who came swinging along, a strong and supple figure, a little after the whistle blew at twelve. To the boy's imagination, now that he had been informed as to his friend's status, he looked like what had been defined to him as a socialist. That is, he had the sort of sinuosity that could slip through half-open windows, or wriggle in at coal-holes, or glide noiselessly up and down staircases. It was ridiculous to say it of one so bony and powerful, but the spring of his step was spiritlike.

"Good for you, lad, to be waitin'! We'll go right along and do it, and then it'll be off our minds."

What "it" was to be, Tom had no idea. But then he had no suspicions. In spite of his hard childhood, it did not occur to him that grown-up men would do him wrong. He had no fear of Mr. Honeybun, and no mistrust, not any more than a baby in arms has fear or mistrust of its nurse.

"And there's another thing," Mr. Honeybun brought up, as they went along. "It don't seem to me no good for a husky boy like you to be just doin' nothink, even while he's waitin' for his pop. I'd git a job, if you was me."

The boy said that he would gladly have a job, but didn't know how to get one.

"I've got one for yer if yer'll take it. Work not too 'ard, and' ll bring you in a dollar and a 'alf a day."

But "it" was the matter in hand, and presently its nature became evident. At the corner of Fourteenth Street and Eighth Avenue Mr. Honeybun pointed across to a handsome white-stone building, whose very solidity inspired confidence. Tom could read for himself that it was a savings bank.

"Now what I'd do if it was my wad is this. I'd put three hundred and twenty-five of it in that there bank, which'd leave yer more'n twenty-five for yer eddication. But yer principal, no one won't be able to touch it but yerself, and twice a year yer'll be gettin' yer interest piled up on top of it."

Tom's heart leaped. He had long meditated on savings banks. They had been part of his queer vision. To become "something big" he would have to begin by opening some such account as this. With Mr. Honeybun's proposal he felt as if he had suddenly grown taller by some inches, and older by some years.