"2. I, like each of you, will one day reach an age when the body and
mind will no longer be able to provide for themselves. But between
us, should we continue our present relations, there would be this
vital difference: You would have made an accumulation of wealth that
would be sufficient for your wants, while I would be poor in spite
of the fact that I labored with you, and next to yourselves did the
most to protect your interests. In view of my approaching
incompetence (no matter how far off it is), I am working at a
disadvantage. Would it not be right to enable me to protect myself
from this disadvantage?