calling for no intellectual endeavor, and requiring but little more

than an ordinary bookkeeper's care for its perfect performance. But

for the differences that do exist between your tasks and those of

the bookkeeper you will remember you are already compensated by a

salary a fourth larger.

"Briefly, they consider their bank a piece of money-making

mechanism, of which you are an able and respected part; but they

cannot understand how you could hope to raise their fear of

peculations and villainies when their system of checks and

counter-checks is so perfect. They have never lost a dollar by the