Mr. Blessing came into collision with a gentleman passing him. Mutual wrath was aroused, followed by mutual apologies. "Let us turn into the other street," he said to Joseph; "really, our lives are hardly safe in this crowd; it is nearly three o'clock, and the banks will soon be closed."

"It would be prudent to allow a margin," he resumed, after their course had been changed: "the money market is very tight, and if a necessity were suspected, most capitalists are unprincipled enough to exact according to the urgency of the need. I do not say—nor do I at all anticipate—that it would be so in your case; still, the future is a sort of dissolving view, and my suggestion is that of the merest prudence. I have no doubt that double the amount—say one-fifth of your stock—would guard us against all contingencies. If you prefer not to intrust the matter to my hands, I will introduce you to Honeyspoon Brothers, the bankers,—the elder Honeyspoon being a director,—who will be very ready to execute your commission."

What could Joseph do? It was impossible to say to Mr. Blessing's face that he mistrusted him: yet he certainly did not trust! He was weary of plausible phrases, the import of which he was powerless to dispute, yet which were so at variance with what seemed to be the facts of the case. He felt that he was lifted aloft into a dazzling, secure atmosphere, but as often as he turned to look at the wings which upheld him, their plumage shrivelled into dust, and he fell an immense distance before his feet touched a bit of reality.

The power of attorney was given. Joseph declined Mr. Blessing's invitation to dine with him at the Universal Hotel, the Blessing table being "possibly a little lean to one accustomed to the bountiful profusion of the country," on the plea that he must return by the evening train; but such a weariness and disgust came over him that he halted at the Farmers' Tavern, and took a room for the night. He slept until long into the morning, and then, cheered in spirit through the fresh vigor of all his physical functions, started homewards.


CHAPTER XX.
A CRISIS.

Joseph had made half the distance between Oakland Station and his farm, walking leisurely, when a buggy, drawn by an aged and irreproachable gray horse, came towards him. The driver was the Reverend Mr. Chaffinch. He stopped as they met.

"Will you turn back, as far as that tree?" said the clergyman, after greetings had been exchanged. "I have a message to deliver."

"Now," he continued, reining up his horse in the shade, "we can talk without interruption. I will ask you to listen to me with the spiritual, not the carnal ear. I must not be false to my high calling, and the voice of my own conscience calls me to awaken yours."

Joseph said nothing, but the flush upon his face was that of anger, not of confusion, as Mr. Chaffinch innocently supposed.