"God keep me so, then!" he exclaimed.

"However," she resumed, after a pause, "since you insist on our bearing the loss, I shall expect of your moral pride that you bear it patiently, if not cheerfully. It is far from being ruin to us. The rise in property will very likely balance it, and you will still be worth what you were."

"That is not all," he said. "I will not mention my greatest loss, for you are incapable of understanding it; but how much else have you saddled me with? Let me have a look at it!"

He crossed the hall and entered the new apartment, Julia following. Joseph inspected the ceiling, the elaborate and overladen cornices, the marble chimney-piece, and finally peered into the boxes and packages, not trusting himself to speak while the extent of the absurd splendor to which she had committed him grew upon his mind. Finally he said, striving to make his voice calm, although it trembled in his throat: "Since you were so free to make all these purchases, perhaps you will tell me how they are to be paid for?"

"Let me manage it, then," she answered. "There is no hurry. These country mechanics are always impatient,—I should call them impertinent, and I should like to teach them a lesson. Sellers are under obligations to the buyers, and they are bound to be accommodating. They have so many bills which are never paid, that an extension of time is the least they can do. Why, they will always wait a year, two years, three years, rather than lose."

"I suppose so."

"Then," said Julia, deceived by Joseph's quiet tone, "their profits are so enormous, that it would only be fair to reduce the bills. I am sure, that if I were to mention that you were embarrassed by heavy losses, and press them hard, they would compromise with me on a moderate amount. You know they allow what is called a margin for losses,—pa told me, but I forget how much,—they always expect to lose a certain percentage; and, of course, it can make no difference by whom they lose it. You understand, don't you?"

"Yes: it is very plain."

"Pa could help me to get both a reduction and an extension of time. The bills have not all been sent, and it will be better to wait two or three months after they have come in. If the dealers are a little uneasy in advance, they will be all the readier to compromise afterwards."

Joseph walked up and down the hollow room, with his hands clasped behind his back and his eyes fixed upon the floor. Suddenly he stopped before her and said: "There is another way."