Taking the Cook Islands as a general example (but by no means suggesting that the resources of the Pacific begin and end there) the young Englishman wishing to seek his fortune as a planter should have at least £500 to start on, exclusive of passage-money. He can do excellently with a few hundreds more, but it is as well to put things as low as possible. Copra—the dried kernel of the cocoanut—is the usual, and the safest, investment. It is always saleable, and the demand increases year by year—so much so, that the large soapmaking firms, who are the chief users of the product, are of late planting out islands for themselves. The cost of clearing and planting the land is about £5 an acre. The rent, in the outer islands, should not exceed a couple of shillings an acre. In about seven years, the returns begin to come in, and in ten years’ time the land should be bringing in £5 net profit for every acre of trees. This is, of course, a long time to wait, but bananas can grow on the same land meantime, and will generally yield a quick return. Once the cocoanuts start bearing, they go on for sixty years or more, so that a copra plantation is one of the best investments for a man who has others to come after him.

Banana growing may be managed with less capital, but the profits are not so sure, since fruit is perishable, and cannot wait for the steamer as copra can. Coffee has been grown, but is not of late years doing well, because of something like a “ring” formed in New Zealand to lower the prices. Cotton used to do excellently, and I have never heard any satisfactory reason against its being taken up afresh. It is running wild in a good many parts of the group. The plants above mentioned, however, by no means exhaust the resources of the islands, which are suitable for growing anything that will live in the tropics, and are fortunately not subject to the destructive hurricanes that from time to time do so much damage in Tahiti and the Fijis. Hurricanes are not absolutely unknown, but they are very rare, and not of the worst kind.

The cost of living is not very serious, but it must not be supposed that the settlers can live decently and like white men, on nothing a year. A house costs something to put up, and furniture to a certain small amount is necessary, clothes do not grow on the cocoanut tree, nor do lamps and kerosene, or tools and nails, or fishing lines, or flour and bacon and tea and tinned butter, and the few groceries that the settler may need. Still, with care, a single man can live quite respectably on fifty pounds a year, and enjoy, in all probability, better health than he has had at home.

What the time of waiting will cost the copra planter, each one must work out for himself. He will do best to spend his capital gradually, planting as he can afford. The returns will come in only by degrees, but he will be saved the mortification of seeing a promising plantation leave his possession for a third of its value, simply because he cannot afford to wait until the profits begin.

Copra, the chief article of commerce of the Pacific, is very easily prepared. The cocoanuts, when ripe, are husked, and emptied, and the kernels, as a rule, left to dry in the sun, though some few planters use artificial heat. Bagging is the only other operation necessary.

Bananas are often shipped clumsily and carelessly, in unprotected bunches. It would be much better to pack them in leaves and crate them, as is done in the Canary Islands, where the banana trade is the principal support of the country. Oranges are usually shipped in crates. They grow wild all over the Cook group, and are not attended to in any way, but in spite of this, the orange trade with New Zealand is by no means despicable.

Vanilla is not cultivated for market in these islands, but it would probably repay the experimenter. It does well in most of the Pacific groups, and the returns begin in three years from planting.

Island planters, as a race, seem to be the most conservative of men, and very shy of trying anything new and unproved. There are, of course, good reasons for this, but there are also excellent arguments in favour of exploiting fresh fields. The following brief hints may prove fruitful to enterprising minds.

Only one kind of banana—the sort familiar at home—is usually grown for trade. There are many varieties, however, and some of the very best travel quite as well as the commonplace “China” sort. The large red banana, sometimes called the Aitutaki banana, sometimes the peach banana, on account of its delicate peach-like flavour, is a fruit that would become the fashion at once, if it could be put on the market. One or two planters have gone so far as to send consignments down to New Zealand, but, finding that these did not sell on account of the unusual colour of the fruit, they never made another attempt. At the time of my visit, in 1904, the red banana was practically unobtainable in New Zealand or Australia. A little intelligent co-operation on the part of the buyers would probably get over the difficulty.

The same may be said of limes, a fruit which grows wild very freely. The lime is like a small, round-shaped lemon, and is not an attractive fruit in appearance. It also suffers under the disadvantage of being very badly represented as to flavour by the bottled “shop” lime-juice, with which the taste of the fresh lime has hardly anything in common. Where it can be obtained fresh, however, no one ever thinks of using lemon as a flavouring in food or drink. The lime is incomparably more delicate and refreshing than the best lemon ever grown. For some unknown reason, however, it is not used in New Zealand, or in the cities of Australia, to which it could be easily and profitably exported from many of the Pacific groups. Instead, the juice of limes is squeezed out by a very rough process, the fruit being run through a wooden hand-press, and is shipped away in casks. The lime trade would certainly rival the orange trade, if worked up.