“Look out, Eph,” Ragan warned him. “You’ll go bugs, next thing I know, and I’ll have to ship you out to Waverly.”

Now when Mis’ Hopkins had warned Eph that he was showing symptoms of insanity, Eph had laughed; but Ragan’s warning was another matter. Ragan, for all he was Eph’s good friend, was a policeman, an arm of the law; and Eph had the negro’s deep-rooted and abiding awe of the blue uniform and the helmet. Ragan’s word hushed him instantly; and it chilled him with a sudden, cold fear....

That accumulated hoard of the years had been Eph’s safeguard against old age. He had expected it would one day make him comfortable while he smoked, and sang, and waited his time to die; he had known it would always keep him out of the institutions he dreaded. But now it was gone; and when he thought of this fact, Eph felt stripped and defenseless and afraid. So now he was afraid; he hushed his mirth and touched his cap to Ragan.

“Yas suh,” he said respectfully.

“Get along home to bed,” Ragan advised him.

“I’m gone,” said Eph; and he went.

Ragan, considering the matter afterward, wondered if old Eph’s mind might not indeed be weakening. He decided to keep an eye on the darky.

He thought, during the next month, that Eph was aging. The old negro was growing thin; and Ragan guessed this might be the sudden wastage of age. But he was wrong. It was something distinctly more tangible. It was a matter of money, and of food.

Times were tightening purse-strings. There were a thousand calls for money besetting every man; and each had the high urge of country behind it. People who had never considered dollars before began to count pennies. A quarter thrown to Eph would buy a thrift stamp.... And men, thinking this, returned the quarter to their pockets and turned away. Old Eph, after all, was only a beggar. No doubt he wasted his money on rum; or if not that, he must own at least one “three-decker” that brought him in fat rents. The legend of the wealth of beggars harassed Eph and was like to ruin him. He did his best; he labored manfully; he descended to covert pleadings....

One week in mid-December, he had only nine dollars and thirty cents on the appointed day. He borrowed the remaining seventy cents from the lawyer, and repaid the loan next day, in spite of that gentleman’s insistence.