This library afforded me the means of improvement by constant study, for which I set apart an hour or two each day; and thus I repaired, in some degree, the loss of the learned education my father once intended for me. Reading was the only amusement I allowed myself. I spent no time in taverns, games, or frolics of any kind, and my industry in my business continued as indefatigable as it was necessary. I was indebted for my printing-house, I had a young family coming on to be educated, and I had two competitors to contend with for business who were established in the place before me. My circumstances, however, grew daily easier. My original habits of frugality continuing, and my father having, among his instructions to me when a boy, frequently repeated a Proverb of Solomon, "seest thou a man diligent in his calling, he shall stand before kings, he shall not stand before mean men," I thence considered industry as a means of obtaining wealth and distinction, which encouraged me; though I did not think that I should ever literally stand before kings, which, however, has since happened; for I have stood before five, and even had the honour of sitting down with one (the king of Denmark) to dinner.

We have an English proverb that says,

"He that would thrive
Must ask his wife."

It was lucky for me that I had one as much disposed to industry and frugality as myself. She assisted me cheerfully in my business, folding and stitching pamphlets, tending shop, purchasing old linen rags for the paper-makers, &c. We kept no idle servants; our table was plain and simple, our furniture of the cheapest. For instance, my breakfast was, for a long time, bread and milk (no tea), and I ate it out of a twopenny earthen porringer, with a pewter spoon: but mark how luxury will enter families, and make a progress in spite of principle; being called one morning to breakfast, I found it in a china bowl, with a spoon of silver. They had been bought for me without my knowledge by my wife, and had cost her the enormous sum of three-and-twenty shillings; for which she had no other excuse or apology to make, but that she thought her husband deserved a silver spoon and china bowl as well as any of his neighbours. This was the first appearance of plate and china in our house, which afterward, in a course of years, as our wealth increased, augmented gradually to several hundred pounds in value.

I had been religiously educated as a Presbyterian; but though some of the dogmas of that persuasion appeared unintelligible, and I early absented myself from their public assemblies (Sunday being my studying day), I never was without some religious principles: I never doubted, for instance, the existence of a Deity; that he made the world, and governed it by his providence; that the most acceptable service of God was the doing good to man; that our souls are immortal; and that all crimes will be punished, and virtue rewarded, either here or hereafter. These I esteemed the essentials of every religion; and being to be found in all the religions we had in our country, I respected them all, though with different degrees of respect, as I found them more or less mixed with other articles, which, without any tendency to inspire, promote, or confirm morality, served principally to divide us, and make us unfriendly to one another. This respect to all, with an opinion that the worst had some effects, induced me to avoid all discourse that might tend to lessen the good opinion another might have of his own religion; and as our province increased in people, and new places of worship were continually wanted and generally erected by voluntary contribution, my mite for such purpose, whatever might be the sect, was never refused.

Though I seldom attended any public worship, I had still an opinion of its propriety and of its utility when rightly conducted, and I regularly paid my annual subscription for the support of the only Presbyterian minister or meeting we had in Philadelphia. He used to visit me sometimes as a friend, and admonish me to attend his administrations; and I was now and then prevailed on to do so; once for five Sundays successively. Had he been in my opinion a good preacher, perhaps I might have continued, notwithstanding the occasion I had for the Sunday's leisure in my course of study: but his discourses were chiefly either polemic arguments, or explications of the peculiar doctrines of our sect, and were all to me very dry, uninteresting, and unedifying, since not a single moral principle was inculcated or enforced. I had some years before composed a little liturgy or form of prayer for my own private use (viz., in 1728), entitled Articles of Belief and Acts of Religion. I returned to the use of this, and went no more to the public assemblies. My conduct might be blameable, but I leave it without attempting farther to excuse it; my present purpose being to relate facts, and not to make apologies for them.

It was about this time I conceived the bold and arduous project of arriving at moral perfection; I wished to live without committing any fault at any time, and to conquer all that either natural inclination, custom, or company might lead me into. As I knew, or thought I knew, what was right and wrong, I did not see why I might not always do the one and avoid the other. But I soon found I had undertaken a task of more difficulty than I had imagined: while my attention was taken up, and care employed in guarding against one fault, I was often surprised by another; habit took the advantage of inattention; inclination was sometimes too strong for reason. I concluded, at length, that the mere speculative conviction, that it was our interest to be completely virtuous, was not sufficient to prevent our slipping; and that the contrary habits must be broken, and good ones acquired and established, before we can have any dependance on a steady, uniform rectitude of conduct. For this purpose I therefore tried the following method.

In the various enumerations of the moral virtues I had met with in my reading, I found the catalogue more or less numerous, as different writers included more or fewer ideas under the same name. Temperance, for example, was by some confined to eating and drinking; while by others it was extended to mean the moderating of every other pleasure, appetite, inclination, or passion, bodily or mental, even to our avarice and ambition. I proposed to myself, for the sake of clearness, to use rather more names, with fewer ideas annexed to each, than a few names with more ideas; and I included, under thirteen names of virtues, all that at that time occurred to me as necessary or desirable, and annexed to each a short precept, which fully expressed the extent I gave to its meaning.

These names of virtues, with their precepts, were,

1. Temperance.—Eat not to dulness: drink not to elevation.