'II. But with our industry we must likewise be steady, settled, and careful, and oversee our own affairs with our own eyes, and not trust too much to others; for, as poor Richard says,
"I never saw an oft-removed tree,
Nor yet an oft-removed family,
That throve so well as those that settled be."
And again, "three removes is as bad as a fire;" and again, "keep thy shop, and thy shop will keep thee;" and again, "if you would have your business done, go, if not, send." And again,
"He that by the plough would thrive,
Himself must either hold or drive."
And again, "the eye of a master will do more work than both his hands;" and again, "want of care does us more damage than want of knowledge;" and again, "not to oversee workmen, is to leave them your purse open." Trusting too much to other's care is the ruin of many; for, "in the affairs of this world, men are saved, not by faith, but by the want of it;" but a man's own care is profitable; for, "if you would have a faithful servant, and one that you like, serve yourself. A little neglect may breed great mischief; for want of a nail the shoe was lost, and for want of a shoe the horse was lost, and for want of a horse the rider was lost," being overtaken and slain by the enemy; all for want of a little care about a horse-shoe nail.
'III. So much for industry, my friends, and attention to ones own business; but to these we must add frugality, if we would make our industry more certainly successful. A man may, if he knows not how to save as he gets, "keep his nose all his life to the grind-stone, and die not worth a groat at last. A fat kitchen makes a lean will;" and
"Many estates are spent in the getting,