MRS HUSHABYE. Only two years?

ELLIE. That was all: for at the end of two years my father was utterly ruined.

MRS HUSHABYE. How?

ELLIE. I don't know. I never could understand. But it was dreadful. When we were poor my father had never been in debt. But when he launched out into business on a large scale, he had to incur liabilities. When the business went into liquidation he owed more money than Mr Mangan had given him.

MRS HUSHABYE. Bit off more than he could chew, I suppose.

ELLIE. I think you are a little unfeeling about it.

MRS HUSHABYE. My pettikins, you mustn't mind my way of talking. I was quite as sensitive and particular as you once; but I have picked up so much slang from the children that I am really hardly presentable. I suppose your father had no head for business, and made a mess of it.

ELLIE. Oh, that just shows how entirely you are mistaken about him. The business turned out a great success. It now pays forty-four per cent after deducting the excess profits tax.

MRS HUSHABYE. Then why aren't you rolling in money?

ELLIE. I don't know. It seems very unfair to me. You see, my father was made bankrupt. It nearly broke his heart, because he had persuaded several of his friends to put money into the business. He was sure it would succeed; and events proved that he was quite right. But they all lost their money. It was dreadful. I don't know what we should have done but for Mr Mangan.