This should teach us, first, the value of advertising, and, secondly, the utter folly of two vests at the same time.

Apropos of recent bank failures, I want to tell this one on James S. Kelley, commonly called “Black Jim.” He failed himself along in the fifties, and by a big struggle had made out to pay everybody but Lo Bartlett, to whom he was indebted in the sum of $18. He got this money, finally, and as Lo wasn't in town, Black Jim put it in a bank, the name of which has long ago sunk into oblivion. In fact, it began the oblivion business about forty-eight hours after Jim had put his funds in there.

Meeting Lo on the street, Jim said:

“Your money is up in the Wild Oat Bank, Lo. I'll give you a check for it.”

“No use, old man, she's gone up.”

“No!!”

“Yes, she's a total wreck.”

Jim went over to the president's room. He knocked as easy as he could, considering that his breath was coming so hard.

“Who's there?”

“It's Jim Kelley, Black Jim, and I'm in something of a hurry.”