The large town lies along the bank of the Jellum; the houses are of wood, grey and satiny with old age, and almost all tottering to their end on the strand unprotected by an embankment. The windows are latticed with bent wood in fanciful designs. Large houses built of brick have thrown out covered balconies and verandahs, supported on tall piles in the water, and on brackets carved to represent monsters or flowering creepers.

The ugliest of these palaces is that of the Maharajah, with galleries of varnished wood, of which the windows overlooking the river are filled with gaudy stained glass. In the garden is a pagoda painted in crude colours crowned with a gilt cupola; the zenana has bright red walls striped with green, and in the grounds there is a cottage exactly copied from a villa in the suburbs of London.

The muddy waters reflected the grey houses and the roofs of unbaked clay, on which the winter snows were melting in black trickling drops.

In the streets the people, all wrapped in long shawls of a neutral brown, were only distinguishable amid the all-pervading greyness by their white head-dress. Men and women alike wear the same costume—a full robe of dirty woollen stuff with long hanging sleeves, and under this they are perfectly naked. The rich put on several such garments one over another; the poor shiver under a cotton wrapper. And all, even the children, look as if they had the most extraordinary deformed angular stomachs, quite low down—charcoal warmers that they carry next their skin under their robe.

At the bazaar we were positively hunted as customers; the clamour was harassing, and everything was displayed for sale in the open street, while the owner and his family crowded round us and hindered us from going a single step further.

Inside the shops everything was piled together. The same man is at once a banker, a maker of papier-mâché boxes—papi-machi they call it here—and of carpets, a goldsmith, tailor, upholsterer—and never lets you go till you have bought something.

The bargaining was interminable, something in this manner:—

"How much for this stuff?"

"You know it is pashmina?"