This accident made Jack third in the race.
After the water-leap were three sets of hurdles; and then, for about a mile and a half, it was a straight run for home, over as nice a bit of turf as a horse ever galloped on.
Warrior approached his task and Jack plied him with whip and spur, fearful he might balk at the sight of the water, as many horses will, and determining to get him over if possible.
Loud cheers and cries of encouragement greeted him.
The edge of the water was nearly reached; he prepared to lift the horse; and with the breeze almost blowing the words down his throat, he stimulated the animal with his voice:
"Now, then, my darling," he said, "jump for your life and mine."
Suddenly a man in the crowd opened an umbrella and held it up near Warrior's eyes.
The effect was instantaneous, for the horse swerved, refused the jump, and rearing up, stood for a moment on his hind legs, pawing the air.
Jack was afraid he would fall on and crush him, but he was equal to the occasion, for he threw himself off, just as Warrior fell back.
Before he did this, he caught sight of the man with the umbrella.