"Wholly satisfactory, Mr. Merriwell," asserted Casin.

Mulloy and Gallup produced check books and proceeded to draw checks at a standing desk used for that purpose by depositors. These checks were made payable to the Wellsburg First National Bank, and Merriwell indorsed both of them. Casin himself received the checks, and Frank observed a slight expression of surprise on his face as he noted the sums for which they were drawn.

"Ten thousand dollars each," he said. "Is that right?"

"Yes, sor," answered Barney, "thot's right, sor. It's within two hundrid av all Oi have in the Phœnix Bank. Oi'll use up the remainin' two hundrid av Oi see fit by drawin' on it, but for the prisint Oi think Oi'll let it remain there as a nist egg. Oi've noticed nist eggs are moighty foine things to hav', av ye kept thim warm. They sometoimes hatch out all roight, all roight."

No one had noticed the quiet entrance of a man, who stood unobtrusively near, listening to the talk. With a yawn, this man now advanced, saying:

"I beg your pardon, gentlemen. I presume it's very rude, but I need some change right away in order to pay a sum to a man who wishes to catch a train. I've been unable to get this hundred-dollar bill changed. Would you mind if the cashier stopped long enough to change it for me?"

The speaker was Casper Silence, backer of the Rovers baseball team.

"Niver a bit do we moind," answered Barney. "It's all roight, sor; go ahead."

"Yes, go ahead," nodded Gallup. "We've gut loads of time."

Silence pushed the hundred-dollar bill through to the cashier, who glanced at it critically, asked what sort of change he desired and then gave, at his request, five tens and ten fives.