"I athked you jutht now if you believed in the fairieth, and you thaid 'No.' Well, I do believe in 'em, and it ith well for you I do. I meant to punish you for worryin' us with them billth. I meant to crush you, to end you. There'th nothin' tho easy in bithness life ath for a finanthier to crush a poor man, if 'e likes. I meant to crush you and your people because of your cruelty to uth. I'd 'ave lent you moneys at such a rate of interest, on such artful terms, that you couldn't 'ave paid it back; and I'd 'ave bought you up and broke you, body and soul. But the other night I wath dinin' at the Mansion 'Ouse with the Right Honourable the Lord Mayor and my friend the Venerable Reverend Archdeacon Pryde, who's athked me to tea with him. You read what appeared in the papers, 'aven't you? Everyone there made resolutions, and, like the others, I made promises, which I'm goin' to keep. Lucky for you, Mr. Buthkin, that I did. Now I'll begin by makin' you a prethent. I give you back them billth. Here they are. What common paper you do use for 'em! I could put you in the way of buying much better quality at the price you pay, I bet! Burn 'em! Take 'em 'ome and burn 'em! And now, if you like, we'll talk bithness. Mithter Buthkin, I was glad you wrote to me. Ha, ha!" His laugh was not musical. "You must 'ave been agreeably surprithed when you found Jabez Gordon was me! 'Annah would laugh, too, if I were to tell 'er 'ow you looked. But bithness now!"

Lemuel, who had just been feeling limp, made an effort to rouse himself. The genial note in Oldstein's voice was to him as balm in Gilead.

"You want a 'undred poundth--to thpread the cause, ath you call it. Well, I ain't goin' to lend you money to thpread any cause, but I'll be better than my bond: I'll lend you a 'undred at 10 per thent--50 per thent. would be low enough, too low for such rotten thecurity ath you can give--on condition that you pay your family's debts with it. I know about 'em, Mithter Buthkin; E. Oldstein's a knowing one. Also, that not one 'alfpenny of it goes to convertin' anybody. I've never made such an offer ath this before, and if any man 'ad told me a year ago I'd do it, I'd 'ave called 'im somethin'. You can thank the fairieth for it. But that ain't all! I'll give you ten pound at once--'ere they are, nice fat yellow boys, ain't they?--to buy food and clothin' for poor Christians--Christians, mind!--who need it. I'll trutht you to dithtribute the moneys honestly. Put 'em away carefully, Mithter Buthkin. To-night you can come to my 'ouse--it's next door to yours--number forty-eight, and fetch the loan and sign the document. Jutht realithe thith, Mithter Buthkin, I'm treatin' you wonderfully well--the fairieth 'ave made me do it!--but, mind my words, put another paper of any kind into my letter-box, or let me find you even printin' a bill about the Conversion of the Jewth--and fairieth or no fairieth--I'll crush you!"

Oldstein sat down exhausted. He took a strong cigar out of a drawer, cut and lighted it with quivering fingers.

Lemuel's mind was in a riot of confusion. Qualms of conscience, of gratitude, of fear swept through him. He rose mechanically, picked up and pocketed the ten sovereigns, and feebly squeezed Oldstein's proffered hand.

"Do you thmoke, Mr. Buthkin?" asked Emmanuel.

"No!"

"Does your Dad thmoke?"

"No!"

"That'th a great pity. So good for the 'eart! If you wanted to buy thome cigarth at any time, real 'Avanah, I could get you a 'undred--good uns, mind; strong, with a flavour--for a very low price. Well, theven o'clock to-night! 'Annah will be pleased to see you!"