See Mr. Nelson’s Observations on the Insolvency of the Manchester Unity. (Page 22, 23, 24).

3.—That the M.U., not being protected by Law, is subject to fraud, robbery, and imposition, without any redress against the offending parties, as lately witnessed in the wholesale fraud committed by the late Corresponding Secretary of the Order, at Manchester.

4.—That the uniformity which exists in this District, in the payments of Tradesmen’s and Miners’ Lodges to the district fund, is contrary to all well-recognised principles of justice; because the Miners’ Lodges are subject to a much greater percentage of Sickness and Death than the other Lodges, and only pay in the same ratio.

5.—That the members of the M.U. do not pay according to their respective ages, for a member at thirty five years of age pays no more contribution than a young member at eighteen years of age, with the exception of an increased initiation fee on his entrance.

6.—That the M.U. makes no real provision for the infirmities of old age; because, as long as a member (it matters not how aged) is not under medical treatment, he is not entitled to lodge pay: thus a member may live to old age, and not receive any benefit from the Lodge, except at death.

7.—That the present general system adopted throughout the Unity is delusive, and incapable of fulfilling perpetually its professed engagements, which justifies the adoption of a sounder principle of assurance for the Working Classes, according to the actual returns of Sickness and Death, as furnished by scientific and practical Actuaries.

See Mr. Nelson’s Pamphlet. Page 40.

By Order of the Committee,

GEORGE DEELEY, Chairman.

Rose and Thistle Lodge,