Rebecca Gernsbacher returned from her morning's shopping to ask almost as many questions as she drew breaths, freezing into a cold statue of suspicion as her mysterious guest froze into reticence. Not having heard the name of Loveland, she did not associate any sensational headlines in the morning paper with Isidora's "swell mash," but there was no crime between pocket picking and murder of which she did not believe the handsome, sulky fugitive easily capable.

Loveland had parted with his watch, but there was a battered "one day Bee" clock in Mrs. Gernsbacher's untidy kitchen, and he had begun to tell himself gloomily, that it would soon be too late to draw money from any bank, when Isidora appeared in great splendour at the basement door. She had on a large picture hat of red velvet, nodding with cheap ostrich plumes which shaded from palest pink to deepest magenta; and in her "electric seal" coat she looked as little like a lady as a beautiful girl could possibly look. But she was enchanted with herself—and evidently expected to impress Loveland by her taste and elegance.

"Well!" she panted, having kissed her friend Beccy, and dusted off a chair with the big muff which matched her cloak. "Well, I've got news for you, Mr. Gordon. Guess what it is."

Val was in no mood for graceful badinage, but he forced himself to reply smilingly that he could not guess, and was anxious to hear. "I began to think you were never coming," he added; which remark was more flattering to Isidora than to Mrs. Gernsbacher.

The girl, pleased at his impatience, which made her conscious of her own importance, gaily plunged into her narrative: what she had done, and why she had been so long in doing it.

In the first place, Pa had been cross, and hadn't wanted her to go out; but when she had teased, he had only grumbled a little, and directly after dinner—before Bill came back—she had taken an "L" train downtown, to consult the husband of a great friend of hers. This gentleman she had persuaded to leave business—he being a tobacco merchant—and to drop in at the Waldorf-Astoria, with the object of making certain enquiries. She had not, she said, confided any secrets to her friend, though she was sure she might have done so safely, but had merely pleaded a passionate yearning for further details of the "story" in "New York Light." What were the hotel people going to do? Were they searching for the Englishman, and if so, had they got upon his track?

Mr. Rosenstein being an occasional customer of the Waldorf bar, when he "had on his gladdest rags and was out to do himself well," did not hesitate to undertake the mission. He went to the hotel and asked questions without arousing any suspicion that he was actuated by a deeper motive than idle curiosity, and he learned that the staff of the Waldorf-Astoria took but little interest in the gentleman calling himself Lord Loveland. The Englishman had gone away without paying for his rooms, as the newspapers had said, the hotel people admitted, but goods worth about the amount owing had been left behind. Possibly the owner would redeem the things; and if not, it was a matter of no great importance to the hotel, which was full of other clients and of other business. Anything that might have happened, anything of which the Englishman might be accused, did not concern the Waldorf-Astoria, now that he was no longer a resident of the hotel, and employés had been instructed not to gossip either in his favour or disfavour. Besides, a good deal of water had run through the mill since his eviction, and the late Lord Loveland was now shelved as a "Back Number."

Having got this information, passed on from Mr. Rosenstein, Isidora had felt safe in attempting her coup d'état. Bidding her obliging friend goodbye with thanks, she went herself to the Waldorf-Astoria. Assuming the air of a Duchess (as she conceived it) she showed to a clerk the paper given her by Loveland, and signed by him. At the same time she mentioned haughtily that she was a friend of the gentleman's, and had dropped in for his mail.

There was no mail, had come the laconic answer; no cablegram; no letters; no visiting cards; and nobody had called with the exception of two or three newspaper men.

Loveland's heart was cold as iron, and as heavy, when Isidora's story had reached this climax. Difference in time could no longer account for the London bank's failure in replying to his wire of yesterday. There was some other reason for silence—some strange, sinister reason connected, no doubt, with the attitude of the New York cashier twenty-four hours ago. Val asked himself insistently what that reason might be, and could get no answer, although various disturbing conjectures flitted through his brain. He thought of the debts he had left behind in London, and wondered if any of his creditors could possibly be responsible for the mysterious trouble which had attacked him simultaneously from both sides of the world.