"I have about decided not to have either a Finn or a German or anybody else. I think I'll do my own work and have a woman in to wash and iron and clean by the day; that will save something, won't it?"

"Yes; but in town, at least, you will have to pay $1.50 a day, besides car-fare and meals; that is pretty expensive for you."

"Well, why can't I have a woman just to clean, say a day, or even half a day at a time, and put out my washing?"

"Laundry work is dreadfully expensive. You must pay, at the very lowest, fifty cents a dozen, and more for all the fine things, such as white petticoats and shirt-waists. I don't believe you can afford it. Why not try this way? Send out all your washing except the finest things and have it returned rough-dry; that is a rather cheap way of doing, if you send a whole wash; then have a woman one day to iron and give you perhaps an hour or more of cleaning, too. There is an economical and a practical plan, to my thinking, but very likely you may not find it the best one for you to follow. For that particular one, you must experiment and study conditions for yourself in the place you live in; what would do for me here might not suit you at all elsewhere. But anyway, we will put down $200 for service, for I doubt if it will be less than that amount, no matter how you manage."

"And the next item I suppose should be Clothes."

"Yes, it ought to be, but here is a difficulty. The first year you are married the sum will fall way below the average, for your two trousseaux will supply your needs. Suppose this time you put down $150, just to have something to go by; it will be at least double that, possibly, after awhile. Now if you will add up what you have there you can tell what you will have for the most important item of all, Incidentals, which we have left for the last."

Dolly added in silence for a moment, and then read:

"Income$1,800
Food$365
Rent and Fuel480
Service200
Clothes150
———
Total$1,195

"Or, say $1,200; that, subtracted from what I hope will be our income, $1,800, leaves $600 for Incidentals."