"Just about as it is here: vegetables and fruit will be cheap, and meat poor, and ice probably hard to be had. But milk will be inexpensive, and probably eggs and butter, too."

"The farther off you get the more it costs to live, if one is to go by prices in the Adirondacks, or similar remote spots. I remember going there once and staying in a camp, and everything had to be brought by pack, and I knew it must cost heaps to get such things as vegetables and eggs and city groceries."

"Yes, such places are costly if you try and live as you do at home. I believe the only way to manage is to accommodate yourself as far as possible to the place you are in. That is, here we do not send away for anything but groceries, and only one box of those in a summer; we eat the local meat, and if we had no garden we could buy vegetables of our neighbors. At the seashore you must live on what is there; not meat and vegetables, but fish you can catch for yourself and clams you can dig. In the hills, put up with discomforts and look at the sunsets. Don't try and have city meats, but when the farmer kills an animal, take what you can get of it and be thankful, and make it up on vegetables and blueberries and such things."

"But taking this summer as a whole and comparing it with life in the city and elsewhere, would you not say that the country is about the best place of all to live in? It seems to me that it is. Living has been very cheap this summer, hasn't it?"

"Yes, very, but remember that we pay no rent here, and have a garden. Suppose we hired a cottage and had to have a garden made. That would be another story, for the first year at least. I suppose after that the garden part would be less expensive. Then remember that there are two of us to do the work; you alone without a maid would find it much harder to get along. And then in summer, it is lovely anywhere in the country, but think of this place in winter, with snow piled up high and nobody to dig walks except a husband who has only brief mornings and evenings to do it in. Then the problem of heating the house! No, I do not believe I should find it easy to live here in the winter."

"Oh, I did not mean here; I meant in some nice suburb not too far from town."

"Well, rents are high in any nice place, and you have to have a furnace man and somebody to shovel snow just as you would have here. Beside, food is always very expensive in a suburb; you have to pay city prices for everything."

"Well, is the last word that the city is the only place to live in economically?"

"Not at all. I hope I could live economically anywhere. But if you do live in town in an apartment, you get your heating done without trouble on your part, and you can buy any sort of food at any price you choose to pay. If you want cheap meat you can get it, and it will be of a good kind, not the poor stuff we have here. Vegetables and fruit are as cheap in summer in town as they are anywhere, provided you have to buy them in the country. You have to spend car-fares there, and here you have a commutation ticket to get. My mind is exactly where it was before we came out here for the summer. It is not the place you live in, it is the way you live that makes things come out even. Don't pay more rent than you can afford; don't spend more on your table than you can afford; watch your small outgoings; keep down Incidentals. If you observe these rules, Dolly, I am sure you will come out right in the end wherever you are. Live in the country if you choose; there are lots of compensations for the extra care of the fires and the snow in the winter. Think of the lovely summer we have had here. That would be worth a long cold winter, I really believe. Or, live in a suburb and have a good time socially—I believe you get more gaiety of a nice kind in a small place than in town. But if you do, be very, very careful, for it is extra hard there to live on a little. If you live in an apartment in town, economize all winter, for no one will be the wiser, and spend the money you save in an outing in summer of some sort. That is my advice after trying living in all sorts of places."

"Well, I'll consider the subject later on. Meanwhile, tell me truly: have you saved as much money as you expected to when we came out here?"