"Is there a crypt in your church?" asked Iris, abruptly.

"No; nothing of the sort. Or—well, that is, there is a room below the main floor that could be called a crypt, I suppose, but it is never used as a chapel, or for mortuary purposes. Why?"

Iris told him of the entry in her aunt's diary stating that the collection of jewels was in a crypt, and Dr. Stephenson smiled.

"Not in my church," he said, "of that I'm positive. The basement I speak of has no hidden places nor has anybody ever concealed anything there. You may search there if you choose, but it is useless. To my mind, it sounds more like a bank vault. That might be called a crypt, if one chose so to speak of it."

"Perhaps," said Iris, disappointed at this fruitless effort. "I will go to the Industrial Bank and inquire. That is the bank where my aunt kept her money when she lived here."

The people at the bank were also kind and courteous, but not so much at leisure as the rector had been. They gave Iris no encouraging information. They looked up their records, and found that Mrs. Pell had had an account with them some years ago, but that it had been closed out when she left the city. There were no properties of hers, of any sort, in their custody, and no one of their vaults was rented in her name.

They seemed uninterested in Iris' story, and after their assurances the girl went away.

Next she went to the firm of Craig, Marsden & Co., to see if she could trace the receipt that was mentioned in Mrs. Pell's will as being of importance to Winston Bannard.

A Mr. Reed attended to her errand.

"A vague description," he said, smiling, as she told him of the will. "To be sure, our books will show the name, but it will take some time to look it up."