"Sure they will, Miss Iris; they'll have to."

"Now, I'm through with the telephone," said Campbell, reappearing. "Shall I get New York for you, Miss?"

"No," said Iris, rising, "I'll get the call myself."


CHAPTER III

THE EVIDENCE OF THE CHECKBOOK

Winston Bannard's apartments in New York were comfortable though not luxurious. The Caxton Annex catered to young bachelors who were not millionaires but who liked to live pleasantly, and Bannard had been contentedly ensconced there ever since he had left his aunt's home.

He had always been glad he had made the move, for the city life was far more to his liking than the village ways of Berrien, and if his law practice could not be called enormous, it was growing and he had developed some real ability.

Of late he had fallen in with a crowd of men much richer than himself, and association with them had led to extravagance in the matter of cards for high stakes, motors of high cost, and high living generally.

The high cost of living is undeniable, and Bannard not infrequently found himself in financial difficulties of more or less depth and importance.