"Since he had set out on this journey, the old man had been relieved from the company of his terrible guest, and was beginning to recover himself a little, but it occasioned him a severe pang when he remembered that this immunity was to be purchased with the sacrifice of two thousand pounds, and he set himself to think how he could jockey the ghost. But while he was deliberating on this subject, an event happened that alarmed him for the immediate safety of the money.

"He had found on the road, that the great weight of a certain chest he brought with him, had excited observation whenever his luggage had to be moved; on his arrival two labouring men had been called in to carry it into the house, and he had overheard some remarks that induced him to think they had drawn a right conclusion with regard to its contents. Subsequently, he saw these two men hovering about the house in a suspicious manner, and he was afraid to leave it or to go to sleep at night, lest he should be robbed.

"So far we learn from Jocopo Ferraldi himself; but there the memoir stops. Tradition says that he was found one morning murdered in his bed and his chest rifled. All the family, that is the mother and daughter and their one servant, were accused of the murder; and notwithstanding their protestation of innocence were declared guilty and executed.

"The memoir I have quoted was found on his dressing table, and he appears to have been writing it when he was surprised by the assassins; for the last words were—'I think I've baulked them, and nobody will understand the—' then comes a large blot and a mark, as if the pen had fallen out of his hand. It seems wonderful that this man, so suspicious and secretive, should thus have entrusted to paper what it was needful he should conceal; but the case is not singular; it has been remarked in similar instances, when some dark mystery is pressing on a human soul, that there exists an irresistible desire to communicate it, notwithstanding the peril of betrayal; and when no other confident can be found, the miserable wretch has often had recourse to paper.

"The family of Arthur Allen being now extinct, a cousin of Jacopo's, who was a penniless soldier, succeeded to the title and estate, and the memoir, with a full account of what had happened, being forwarded to Italy, enquiries were made about the missing two thousand pounds; but it was not forthcoming; and it was at first supposed that the ladies had had some accomplice who had carried it off. Subsequently, however, one of the two men who had borne the money chest into the house, at the period of the old man's arrival, was detected in endeavouring to dispose of some Italian gold coin and a diamond ring, which Jacopo was in the habit of wearing. This led to investigation, and he ultimately confessed to the murder committed by himself and his companion, thus exonerating the unfortunate woman. He nevertheless declared that they had not rifled the strong box, as they could not open it, and were disturbed by the barking of a dog before they could search for the keys. The box itself they were afraid to carry away, it being a remarkable one and liable to attract notice; and that therefore their only booty was some loose coin and some jewels that were found on the old man's person. But this was not believed, especially as his accomplice was not to be found, and appeared, on enquiry, to have left that part of the country immediately after the catastrophe.

"There the matter rested for nearly two centuries and a half. Nobody sorrowed for Jacopo Ferraldi, and the fate of the Allens was a matter of indifference to the public, who was glad to see the estate fall into the hands of his successor, who appears to have made a much better use of his riches. The family in the long period that elapsed, had many vicissitudes; but at the period of my birth my father inhabited the same old palace, and we were in tolerably affluent circumstances. I was born there, and I remember as a child the curiosity I used to feel about the room with the secret receptacle under the floor where Jacopo had buried the body of his guest. It had been found there and received Christian burial; but the receptacle still remained, and the room was shut up being said to be haunted. I never saw anything extraordinary, but I can bear witness to the frightful groans and moans that issued from it sometimes at night, when, if I could persuade anybody to accompany me, I used to stand in the gallery and listen with wonder and awe. But I never passed the door alone, nor would any of the servants do so after dark. There had been an attempt made to exclude the sounds by walling up the door; but so far from this succeeding they became twenty times worse, and as the wall was a disfigurement as well as a failure, the unquiet spirit was placated by taking it down again.

"The old man's memoir is always preserved amongst the family papers, and his picture still hangs in the gallery. Many strangers who have heard something of this extraordinary story, have asked to see it. The palace is now inhabited by an Austrian nobleman,—whether the ghost continues to annoy the inmates by his lamentations I do not know.

"'I now,' said Count Francesco, 'come to my personal history. Political reasons a few years since obliged me to quit Italy with my family. I had no resources except a little ready money that I had brought with me, and I had resolved to utilise some musical talent which I had cultivated for my amusement. I had not voice enough to sing in public, but I was capable of giving lessons and was considered, when in Italy, a successful amateur. I will not weary you with the sad details of my early residence in England; you can imagine the difficulties that an unfortunate foreigner must encounter before he can establish a connexion. Suffice it to say that my small means were wholly exhausted, and that very often I, and what was worse, my wife and child were in want of bread, and indebted to one of my more prosperous countrymen for the very necessaries of life. I was almost in despair, and I do not know what rash thing I might have done if I had been a single man; but I had my family depending on me, and it was my duty not to sink under my difficulties however great they were.

"One night I had been singing at the house of a nobleman, in St. James's Square, and had received some flattering compliments from a young man who appeared to be very fond of Italian music, and to understand it. My getting to this party was a stroke of good luck in the first instance, for I was quite unknown to the host, but Signor A. an acquaintance of mine, who had been engaged for the occasion, was taken ill at the last moment, and had sent me with a note of introduction to supply his place.

"I knew, of course, that I should be well paid for my services, but I would have gladly accepted half the sum I expected if I could have had it that night, for our little treasury was wholly exhausted, and we had not sixpence to purchase a breakfast for the following day. When the great hall door shut upon me, and I found myself upon the pavement, with all that luxury and splendour on one side, and I and my desolation on the other, the contrast struck me cruelly, for I too had been rich, and dwelt in illuminated palaces, and had a train of liveried servants at my command, and sweet music had echoed through my halls. I felt desperate, and drawing my hat over my eyes I began pacing the square, forming wild plans for the relief or escape from my misery. No doubt I looked frantic; for you know we Italians have such a habit of gesticulating, that I believe my thoughts were accompanied by movements that must have excited notice; but I was too much absorbed to observe anything, till I was roused by a voice saying, 'Signor Ferraldi, still here this damp chilly night! Are you not afraid for your voice—it is worth taking care of.'