"Certainly, Mrs. Peck, I am not the one to be backward when a friend is in need, and I know it will be safe enough to be paid. Susan, it is perfectly safe. Mrs. Peck had money regular every quarter, to my knowledge; and if she wants the money now, it shall be paid down on the nail." And Smith told out the twelve pounds into Mrs. Peck's hands, and received an order for repayment on Mr. Talbot, which was not to be presented for two months.

Mrs. Peck was overjoyed at her unexpected good luck in meeting with this returned digger, whom she had known very well at Bendigo under another name, and where he passed himself off as the husband of another woman. She perceived that now he had found his wife in Adelaide, doing very well in business, he would rather that she heard nothing of his own little infidelities, particularly in the first days of meeting, and his probable loss of the money he advanced was not too high a price to pay to purchase silence.

Everything had turned out most propitiously for Mrs. Peck, so far. The information from Mr. Dempster showed that all her objects of interest were collected in one spot, and this recognition of Smith put into her hands the means to get to them while Mr. Phillips was absent. She was flushed with hope and confident expectation when she made her purchases of some articles of ready-made clothing, and took out her passage in Melbourne in the 'Havilah,' to prosecute her plans for revenge on Francis and advantages to herself.

Chapter IV.

Miss Phillips Meets With A Congenial Spirit In Victoria

As Mr Dempster had reported there had been a division in the family of the Phillipses shortly after they landed. Mrs. Phillips wished to remain in Melbourne for a month or two, as she did not feel able to stand the long land journey at this particular time. Neither her husband nor herself had much confidence in Dr. Grant's skill, and she could have better attendance in town. Mr. Phillips having ascertained that Mrs. Peck was in Adelaide, and having, through Mr. Talbot, sent a request that she should remain there, which her own interest was likely to make her attend to, had less objection to her staying in Melbourne than he ever had before; so he took a suite of furnished apartments for her and those of the family who remained in town.

Jane Melville went at once to Wiriwilta with the children, who all longed to be there, and who disliked Melbourne more than London. Miss Phillips had her choice to remain in town or to go up to the station, and she decided on the former alternative, for she began to fear the station would be very dull, and would contrast unfavourably with the voyage, which had been lively and pleasant. There were some of her fellow-passengers whom she was unwilling to lose sight of; and Mr. Brandon was not at Barragong, but in Adelaide, so, on the whole, she thought it would be preferable to stay. She gave as her ostensible reason for the choice, her wish to be with Mrs. Phillips during her brother's necessary absence. Mr. Phillips stayed with his wife till she presented him with a second son, and then, as she was doing very well, he left her in the care of his sister and Elsie.

He had been rather annoyed to find that Brandon had been amusing himself by taking a journey to Adelaide so soon after coming out to the colony again. Dr. Grant came down to meet Phillips, and represented that a great deal had gone amiss at Wiriwilta since he (Dr. Grant) had been supplanted in the charge of the stations; so that he thought it indispensable to go up with the least possible delay to look to all the flocks and the out-stations.

"It was the wildest thing in Brandon to start off in that way," said Grant, "with a poor lad of a nephew who did not know a wattle from a gum-tree when he came, and scarcely a sheep from a cow. I never would have done such a thing."