When they reached the small but prettily situated cottage occupied by Francis, Jane was agreeably struck with the comfort and neatness of everything about it. The furniture, without being costly, was good of its kind; the very excellent collection of books was methodically arranged in ample book-shelves, and carefully preserved by glass doors; the bright fire in the grate—for though it was called summer, it was but a bleak cold day in Edinburgh; and the respectable-looking middle-aged woman who had just laid the cloth for dinner, and now brought it in; all gave an air of comfort and repose to a dwelling much humbler than she had been accustomed to live in, but far better than any she could hope for a while to occupy. There were on a side table a few costly articles of VERTU, and a magnificent folio of engravings, which had been bought by Mr. Hogarth since his accession to fortune; but substantial comfort had been attained long before.

Jane was rather surprised to see the large proportion of poetry and fiction that filled the book-shelves. Little did Mr. Hogarth the elder suppose that the bank clerk, whose outer life was so satisfactorily practical, had an inner life whose elements were as fanciful and unreal as poor Elsie's. His taste was certainly more severe and fastidious than hers, for he was older, and had read more; but his love, both of art and poetry, was very strong, and had been to him in his long solitary struggle with fortune a constant and unfailing pleasure. He had found in them some amends for the want of relatives and the want of sympathy; and now his heart turned with strong affection to both of his cousins, and especially to the one who treated him with so much delicacy of feeling and such generous confidence. It was like finding a long-lost sister; there was so much to ask and to answer on either side. Jane liked to talk of her uncle; and Francis' curiosity about his unknown father, whom he had only occasionally seen at long intervals as a stranger who took a little interest in him, was satisfied by her clear and graphic descriptions of his opinions, his talk, and his habits; whilst she, beginning a new life, and doubtful of the issue, eagerly asked of his early experiences, and liked to chronicle every little step in a steady and well-deserved progress.

Though Jane had such a practical turn of mind, and such an excellent education, it must not be supposed that she knew much of the world. Educate women as you will, that knowledge is rarely attained at twenty-three; and she had lived so much in a Utopia of her own, fancying that things that were right were always expedient, and that they should always be valued for their intrinsic worth, that she did not see the difficulties of her situation as clearly as many people who had not half her understanding. She and her uncle had been too apt to talk of things as they ought to be, and not as they actually were. With all Jane's quiet good sense, there were points on which she could be enthusiastic, and on this evening the successful cousin was struck by the warm expressions of an optimism in which he could not share, uttered by one who had good cause for complaint and dissatisfaction.

When the cousins went together to the Bank of Scotland on the following day, and were shown into Mr. Rennie's private room, Jane's hopes were somewhat damped by the details she received about the situation. The duties were even greater than she had supposed, consisting in the active and complete superintendence of a great many female servants, and a slighter control over a still larger number of female keepers, who also acted as housemaids and chambermaids; the control of the workroom, so as to see that there was no waste, extravagance, or pilfering there; the arrangements necessary in the cooking and distribution of such large quantities of food, so that each should have enough, and yet that there should be no opportunity of theft; and the watchfulness required to prevent any of the girls employed in the establishment from flirting with any of the convalescent gentlemen. The wages given by the directors had been too low to keep servants long in the place, or to secure a good class of girls who would be above dishonesty or other weaknesses; and this made the duties of their superintendent particularly irksome; while there was a good deal to be done for the patients themselves, though not so much by the second as by the upper matron.

All this seemed a formidable amount of work for one head and one pair of eyes to do; and when Jane was told that the salary was 30 pounds a-year, and that so many applications had been and were likely to be sent in, that great interest was necessary for success, she was by no means so decided on sending in hers. Even the privileges annexed to the situation, of a small bedroom for herself, and a parlour shared by two others, with a fortnight's holidays in the year, though very necessary to prevent the second matron being removed speedily into one of the wards, did not seem so tempting as to revive Jane's last night's enthusiasm.

"Surely," said she, "the payment is very small for the work and the responsibility."

"There is so much competition for a thing of this kind," said Mr. Rennie. "There are so many women in Scotland who have too little to live on, or nothing at all, that they will gladly snatch at anything that will give them food and lodging, and the smallest of salaries. I know of a situation of 12 pounds a-year that received forty-five applications from reduced gentlewomen. The payment is never in proportion to the work."

"But the work has been badly done hitherto, I understand," said Jane. "It is not having too little to live on that makes a woman fit for such a situation as this. Why do not they raise the salary and insist on higher qualifications?"

"I cannot tell why they do not, but so it is," said Mr. Rennie.

"Is there any chance of rising from second to first matron?" asked Jane. "That is worth 90 pounds, you say."