He did not know how much of the coldness of Jane and Elsie's old neighbours proceeded from the dislike and suspicion with which Mr. Hogarth's religious opinions, or rather his religious scepticism, was regarded in a particularly orthodox district. They had exchanged formal visits, and had invited each other to large parties, because not to do so would have been unneighbourly; but with none of the people about Swinton had there ever been any familiar intimacy. Jane and Elsie were supposed to be deeply tinged with their uncle's heresies, and they were such very strange girls, having been so strangely brought up; and having no mother or female relative to exert any influence, their uncle had brought them up like boys, which everybody thought very improper. Emilia Chalmers, who was musical, could not get on with them at all; the three Miss Jardines, who were very amiable girls, with nothing in them, could not tell whether to call them blues or hoydens; their Latin and algebra on the one hand, and their swimming-bath, and their riding about the country without a groom on the other, made them altogether so unfeminine. Their uncle thought they were quite able to take care of themselves and of each other, and fancied more mischief might arise from the attendance of a groom than could result from his absence; and the girls cared for no company in their rides till William Dalzell had offered his escort and made himself so agreeable.

Miss Maxwell and the Crichtons had failed to make either Jane or Elsie take any interest in a theological dispute on a point of doctrine between some neighbouring ministers which was agitating all Swinton at the time; and when at last Jane was forced to give an opinion on one side or the other, she gave it quite on the contrary side from the right one, so that they were sure the girls were quite as bad as their uncle. Both girls had been educated to express themselves very clearly and decidedly; whereas, as Emilia Chalmers says, whenever a young lady gives an opinion it should always be delivered SOTTO VOCE, that is, under the powers of the performer's voice, to borrow an image from her musical vocabulary. Even if she does know a thing very well, she should keep her knowledge in the background; there is a graceful timidity that is far more attractive than such unladylike confidence.

"Depend upon it, gentlemen do not like it," Miss Jardine would say. "If Jane Melville were not an heiress, do you think William Dalzell would submit to her airs? I know him better than that."

But, yet, when the girls were shown to be no heiresses, every one was very sorry for them. If a subscription had been got up to assist them in their difficulties, there was no one who would not have given something. Even the Misses Crichton and Miss Maxwell would have subscribed as much as they did to the Foreign Missions, and that was no inconsiderable sum; and if Jane and Elsie had thrown themselves on the compassion of the neighbourhood, there were many who would have offered them a temporary home. But they preserved their independent spirit even though they were not heiresses, and could not sue in FORMA PAUPERIS. It was a subject of much conversation that the Misses Melville had preferred to go with Peggy Walker, the laundress, to some poor place in the old town of Edinburgh, to making any application for assistance to people of their own sphere. What they could do under Peggy's auspices was not likely to be of a very brilliant description.

It is not to be supposed that Peggy Walker was not as good a judge of orthodoxy as the Misses Crichton and Miss Maxwell, but she had not so great a horror of the family at Cross Hall as they had; she had been for several years out of her own parish and country, and had learned some toleration. As she said, the old laird was a just man and a kind one, and until he made his will she had no fault to find with him; and as for the young ladies, they were just the cleverest and the tenderest-hearted to the poor of all the gentry in the country-side. Many a tale of distress had Peggy told them, and had never failed to find the girls open their purses, or go to see the poor people. They had a liberal allowance, and had no extravagant tastes in dress; but their charities had been so extensive that at the time of their uncle's death, there was no great balance in either girl's hands. They knew that Peggy was no niggardly woman, but a most liberal one according to her means and her opportunities—that she gave personal services out of a very busy life, and money, too, out of an income that had many claims on it.

The house-servants and the labourers in Mr. Hogarth's immediate employment were very sad at parting with the young ladies, who had always been so kind and so considerate. If the neighbours had thought the girls proud, none of the servants did. If Francis had not tried hard to please them all, and to make them feel that he regarded them for the sake of those who had been before him, it would not have been likely that he would have gained their good opinion; but he succeeded in doing so.

Peggy Walker thought she had got into a very snug and comfortable dwelling in a flat in —— Street, and when she gave what she considered the most cheerful-looking apartment to the young ladies as their sleeping-room, she certainly did all she could for their accommodation. The old man, Thomas Lowrie, was particularly pleased with the look-out to the street. He could sit in his own chair and see all the bustle of life going on below, and made little complaint of the noise at first. The five children thought there was nothing so charming as running up and down the common stair, and were quite proud of their elevated position in the world; but the Misses Melville could not but feel an immense difference between their own ideas of comfort and those of the humble family with whom they lived. The floors were clean, and the stairs, too, after a fashion; but the coarse dark-coloured boards could not be made to look white. The walls which Peggy's own hands had sized of a dark-brown colour looked rough, and cracked, and gloomy. They were aware that their scanty means did not allow them to indulge in any separate meals or attendance, and Jane and Elsie began as they meant to go on, and shared the homely meals in the homely home. They had never thought that they had any luxurious tastes; but the very plain fare and the inelegant service seemed to take away even the natural healthy appetite of youth. The noise of the children, and the querulous voice of their grandfather, with Peggy's sharp, decisive remarks, were all different from the respectful silence with which they had been attended at Cross Hall. Peggy was anxious to make the girls as happy as she could, and feared that they must feel this a downcome; but her hands were full of work, and her head of cares. She had made her venture in the world, too, and, with so many dependent on her, it was a considerable risk. They could not help admiring the wonderful patience which she had with the old man, who was not her own father, but merely the father-in-law of her dead sister. She allowed him a weekly modicum of snuff, and was particular that Tom, or one of the others, should read the Bible or the news to him in a clear, distinct voice, that the old man might be able to hear all of it. In all little things she gave way to him, but in all great and grave matters she judged and acted for herself, whatever grumbling might follow. Over the children she kept a very careful watch; and even when she was absent on necessary business, her influence was felt in the household.

After the first day was over, and the girls had gone to their own room for the evening, Elsie broke out with——

"Jane, this is dreadful! How different from what I imagined poor people's lives to be! Nothing beautiful or graceful about it. Poets and novelists write such fine things about poverty and honest toil, and throw a halo of romance about them."

"Yet Peggy is above the average—far above the average," said Jane, thoughtfully; "these children are better taught and better mannered than three-fourths of the peasantry in Scotland, but yet it is a great change to us, a very great change."