'I thought, dear, by—by Mr. Ritchie calling you Stella, and your going out riding——'

It certainly behoved Stella to explain the long-dated friendship, or at any rate acquaintanceship, which had established both customs. But she was little in the habit of apologizing for herself, and, partly through indifference, partly out of perversity, she allowed the subject to drop. Not so Mrs. Carter, however, who found a roundabout way of approaching the subject again. Mrs. Tareling was Mr. Ritchie's sister then. What a very brilliant marriage she had made. Stella opened her eyes wide in surprise. Of course, the younger son of a British peer was considered so in the colonies, Mrs. Carter presumed. 'No doubt you knew her before she married?' Ah, yes; they knew each other since they were children. And Mr. Ritchie, the young man, was one of those who had so many sheep and cattle and things. Stella believed he had over fifteen thousand a year. On hearing this, Mrs. Carter sat more upright, and regarded Stella with new and respectful interest. And then the lady slid into a long and tedious account of her own family. It was rather involved, or else Stella's attention wandered, for at the close she was not certain whether it was Mrs. Carter herself or her mother or her grandmother who had been governess to an English princess of the Royal family. It was clear, however, that they belonged to a good family; that they had been much reduced; that those who had married had espoused rising clergymen. One sister was married to a bishop. 'Poor woman!' thought Stella. Mrs. Carter seemed to pause as if for some expression of awe or admiration. When she found this was not forthcoming, she went on to explain how wide was the gulf fixed between a colonial and an English bishop. The Carters were only temporarily in Melbourne, and proposed to return to England at no distant date. There was money in Mr. Carter's family: one of his nieces was married to the first cousin of a great duke. Stella lost herself in calculating what share of lustre this connection with the British aristocracy shed on her brother. When she emerged from this depth, Mrs. Carter was dilating on the pang it would cost them to part with dear Dora. But Cuthbert was all they could have wished: they had every confidence in him, etc. It seemed to Stella that the good lady was applying the phrases of a governess's testimonial to her brother. Yes, decidedly it must have been Mrs. Carter herself who had held brevet rank as a governess. She placed so tiresome and so didactic an emphasis on the less alluring aspects of life, coupled with an implication of having been, since early childhood, engaged in laying the moral groundwork of society. Then, in the midst of this gentle, consequential, self-complacent purring, she suddenly asked Stella whether young ladies in the colonies—those who had been born in them, and had never lived elsewhere—took more after the American stamp than the English?

The question somewhat revived Stella's drooping spirits. It opened the door for a frankly mischievous sketch of her own existence at Fairacre. The sick-visiting, the calls, the church-going, the walks with the children, the rides with her brother, etc., but not the remotest allusion to what she knew had been chiefly in Mrs. Carter's mind: not a whisper of Platonic friendship or suitors. One might imagine, from Stella's easy rapid sketch, that a 'colonial'-born girl was like the angels in heaven, and never even remotely glanced at the question of marrying.

By-and-by there were visitors and afternoon tea-parties, but both of a very mild, not to say tepid, character. Dull people do not understand the grateful fillip that the beverage, when quite fresh and fragrant, gives to the spirits and imagination. Nor did matters improve much when the rest of the family returned. When they were all together, the atmosphere was pervaded with snatches of ruined lives—parlour extracts from the careers of reprobates of both sexes. Something had always happened which was too 'shocking' to be gone into. Either a mangle or a daughter seemed to have disappeared clandestinely from most of the poor houses they had recently visited.

Stella listened in vain for some touch of fun or genuine pathos—something that these poor people had said which would throw an illuminating ray on what they really thought or endured. But no; if anything was repeated that had been said by the fatherless, or the widow, or the backslider, it had a chilling echo to her of conventional make-believe—of the kind of pulpit-slang the needy catch up so readily, with alms given on condition that they repent. Or it was still more like what one of the middle classes might have said after being led astray and made decorously repentant by the pangs of hunger.

There are multitudes who all their lives visit the poor without ever catching a true lineament of their minds. Such people are often suffused with an hysterical kind of earnestness which makes them utterly impervious to any true apprehension of what is going on in the minds of others. Or they are swaddled in a complacent egoism which makes them quite invulnerable to any true appreciation of the bearings of life. They are capable only of one standpoint, and this one is all distorted and awry.

'You do not look very much entertained, Stella,' said her brother when he found an opportunity, shortly before he left, of speaking to her alone.

'No? It must be the ravages of a troubled conscience you notice. Shah was too dear this morning. I kept the whole household waiting for me, and then—you must notice that the eldest Miss Carter sings methodically out of tune? Or don't people mind such trifles when they are in love?'

Cuthbert flushed hotly. He was indeed very much 'in love,' and this, coupled with the conviction that his sister had decided to accept Ritchie's devotion, made him impatient—for a moment angry even. Like other angry people, he took up the first weapon that came to hand.

'Perhaps the charms of Ritchie's society make you impatient of ordinary intercourse,' he said almost sternly.