To Henry Colden
Wednesday Morning, October 5.
I continued my visits to my father as usual. Affairs proceeded nearly in their old channel. Frank and I never met but by accident, and our interviews began and ended merely with a good-morrow. I never mentioned Risberg's name to my father, and observed that he as studiously avoided lighting on the same topic.
One day a friend chanced to mention the greatness of my fortune, and congratulated me on my title to two such large patrimonies as those of Mrs. Fielder and my father. I was far from viewing my condition in the same light with my friend. My mother's fortune was indeed large and permanent, but my claim to it was merely through her voluntary favour, of which a thousand accidents might bereave me. As to my father's property, Frank had taken care very early to suggest to him that I was amply provided for in Mrs. Fielder's good graces, and that it was equitable to bequeath the whole inheritance to him. This disposition, indeed, was not made without my knowledge; but though I was sensible that I held of my maternal friend but a very precarious tenure, that my character and education were likely to secure a much wiser and more useful application of money than my brother's habits, it was impossible for me openly to object to this arrangement; so that, as things stood, though the world, in estimating my merits, never forgot that my father was rich, and that Frank and I were his only children, I had in reality no prospect of inheriting a farthing from him.
Indeed, I always entertained a presentiment that I should one day be poor, and have to rely for subsistence on my own labour. With this persuasion, I frequently busied my thoughts in imagining the most lucrative and decent means of employing my ingenuity, and directed my inquiries to many things of little or no use but on the irksome supposition that I should one day live by my own labour. But this is a digression.
In answer to my friend's remarks, I observed that my father's property was much less considerable than some people imagined; that time made no accession to it; and that my brother's well-known habits were likely to reduce it much below its present standard, long before it would come to a division.
"There, Jane, you are mistaken," said my friend, "or rather you are willing to mislead me; for you must know that, though your father appears to be idle, yet your brother is speculating with his money at an enormous rate."
"And pray," said I, (for I did not wish to betray all the surprise that this intelligence gave me,) "in what speculations is he engaged?"
"How should I tell you, who scarcely know the meaning of the word? I only heard my father say that young Talbot, though seemingly swallowed up in pleasure, knew how to turn a penny as well as another, and was employing his father's wealth in speculation; that, I remember, was his word, but I never, for my part, took the trouble to inquire what speculation meant. I know only that it is some hazardous or complicated way of getting money."
These hints, though the conversation passed immediately to other subjects, made a deep impression on my mind. My brother's character I knew to be incompatible with any sort of industry, and had various reasons for believing my father's property to be locked up in bank-stock. If my friend's story were true, there was a new instance of the influence which Frank had acquired over his father. I had very indistinct ideas of speculation, but was used to regard it as something very hazardous, and almost criminal.