He answered, hesitatingly, and with downcast eyes,--why--he did not know. He was sorry. It had not been his fault. To say truth, Francis had received the usual sums to purchase the bills. Till yesterday, he imagined they had actually been purchased and sent. He always understood them to have been so from Francis. He had mentioned, after seeing Risberg's complaining letter, he had mentioned the affair to Francis. Francis had confessed that he had never sent the bills. His own necessities compelled him to apply the money given him for this purpose to his own use. To-be-sure, Risberg was his nephew,--had always depended on him for his maintenance; but somehow or another the wants of Francis had increased very much of late years, and swallowed up all that he could rap and rend without encroaching on his principal. Risberg was but his nephew; Frank was his own and only son. To-be-sure, he once thought that he had enough for his three children; but times, it seems, were altered. He did not spend on his own wants more than he used to do; but Frank's expenses were very great, and swallowed up every thing. To-be-sure, he pitied the young man, but he was enterprising and industrious, and could, no doubt, shift for himself; yet he would be quite willing to assist him, were it in his power; but really it was no longer in his power.

I was, for a time, at a loss for words to express my surprise and indignation at my brother's unfeeling selfishness. I could no longer maintain my usual silence on his conduct, but inveighed against it, as soon as I could find breath, with the utmost acrimony.

My father was embarrassed, confounded, grieved. He sighed, and even wept.--"Francis," said he, at last, "to-be-sure, has not acted quite right. Bat what can be done? Is he not my child? and, if he has faults, is he altogether without virtue? No; if he did not find a lenient and forgiving judge in me, his father, in whom could he look for one? Besides, the thing is done, and therefore without remedy. This year's income is nearly exhausted, and I really fear, before another quarter comes round, I shall want myself."

I again described, in as strong and affecting terms as I could, Risberg's expectations and disappointment, and insinuated to him, that, in a case like this, there could be no impropriety in selling a few shares of his bank-stock.

This hint was extremely displeasing, but I urged him so vehemently that he said, "Francis will perhaps consent to it; I will try him this evening."

"Alas!" said I, "my brother will never consent to such a measure. If he has found occasion for the money you had designed for my poor cousin, and of all your current income, his necessities will not fail to lay hold of this."

"Very true;" (glad, it seemed, of an excuse for not thwarting his son's will;) "Frank will never consent. So, you see, it will be impossible to do any thing."

I was going to propose that he should execute this business without my brother's knowledge, but instantly perceived the impossibility of that. My father had for some years devolved on his son the management of all his affairs, and habit had made him no longer qualified to act for himself. Frank's opinion of what was proper to be done was infallible, and absolute in all cases.

I returned home with a very sad heart. I was deeply afflicted with this new instance of my brother's selfishness and of my father's infatuation. "Poor Risberg!" said I; "what will become of thee? I love thee as my brother. I feel for thy distresses. Would to Heaven I could remove them! And cannot I remove them? As to contending with my brother's haughtiness in thy favour, that is a hopeless task. As to my father, he will never submit to my guidance."

After much fruitless meditation, it occurred to me that I might supply Risberg's wants from my own purse. My mother's indulgence to me was without bounds. She openly considered and represented me as the heiress of her fortunes, and confided fully in my discretion. The chief uses I had hitherto found for money were charitable ones. I was her almoner. To stand in the place of my father with respect to Risberg, and supply his customary stipend from my own purse, was an adventurous undertaking for a young creature like me. It was impossible to do this clandestinely; at least, without the knowledge and consent of Mrs. Fielder. I therefore resolved to declare what had happened, and request her counsel. An opportunity suitable to this did not immediately offer.