"What's the matter, Reuben?" anxiously inquired Mrs. Harris.

"Oh, nothing," said the colonel, "only that our overdue English visitor, Hugh Searles, has sent in his card."

"How surprising," said Lucille; "you remember, father, that I said at breakfast, that the weather was to be fair. Probably the 'Majestic' quickened her speed, and stole in unobserved to the docks."

"I will send him my card;" and upon it Mr. Harris wrote in pencil, "I will soon join you in the reception room."

The black coffee disposed of, it was agreed that all should accompany Colonel Harris, and give Mr. Searles a cordial welcome to America.

The English agent was a good sailor, and had enjoyed immensely the ocean voyage. Mr. Searles, of late over-worked in England, was compelled on board ship to rest both mind and body. A true Englishman, Mr. Searles, was very practical. He comprehended fully the importance of his mission to America, and possessed the tact of getting on in the world. If the proposed deal with Reuben Harris was a success, he expected as commission not less than five thousand pounds. Before the "Majestic" left the Mersey, that his mind might be alert on arrival at New York, he had measured with tape line the promenade deck of the steamer, and resolved to make enough laps for a mile, both before and after each meal, a walk of six miles per day, or a total of forty-eight miles for the voyage.

A sturdy Englishman, taking such vigorous and methodical exercise, created some comment among the passengers, but it was excused on the ground that Englishmen believe in much outdoor exercise. Searles came from a good family, who lived north of London in Lincolnshire. His father, the Hon. George Searles, had a competency, largely invested in lands, and three per cent consols. His rule of investment was, security unquestioned and interest not above three per cent, believing that neither creditors nor enterprise of any kind, in the long run, could afford to pay more. His ancestors were Germans, who crossed the German Ocean, soon after the Romans withdrew from England.

A large area of Lincolnshire lies below the level of the sea, from which it is protected by embankments. This fenny district gradually had been reclaimed, and to-day the deep loam and peat-soils, not unlike the rich farms of Holland, are celebrated for their high condition of agriculture. What mortgages the Hon. George Searles held were secured upon Lincolnshire estates, some of England's best lands.

Hugh Searles, his son, however, had known only London life since he graduated from Cambridge. His office was in Chancery Lane, and his surroundings and teachings had been of the speculative kind, hence he was a fit agent for his firm. Already he had acquired a sunny suburban home in Kent, and was ambitious to hold a seat in Parliament. As he walked the steamer's deck, he looked the typical Englishman, five feet ten inches in height, broad shoulders and full chest; his weight about two hundred pounds, or "fifteen stones" as Searles phrased it.

His face was round and ruddy, his beard closely cut, and his hair light and fine, indicating quality. His step was firm, and he seemed always in deep study. When addressed by his fellow passengers however, he was courteous, always talked to the point in his replies, and was anxious to learn more of America, or as he expressed it, "of the Anglo-Saxon confederation." He was very proud of his Anglo-Saxon origin, and Empire, and believed in the final Anglo-Saxon ascendancy over the world.