The traveller gave him six guineas, all he had, saying: "Sir, you love money better than I do, to thus venture your neck for it"; to which Horner rejoined, "I follow the way of the world, sir, which now prefers money before friends, or honesty; yea, some before the salvation of their souls; for it is the love of money that makes the unjust judge take a bribe, the corrupt lawyer to plead an evil cause: the physician to kill a man without fear of hanging, and the surgeon to prolong a cure. 'Tis this that makes the tradesman tell a lie in selling his wares; the butcher to blow his veal; the tailor to covet so much cabbage; the miller to cheat in his corn-grinding; the baker to give short weight, and to wear a wooden cravat for it; the shoemaker to stretch his leather, as he does his conscience: and the gentlemen of the pad—such as myself—to wear a Tyburn tippet, or old Storey's cap on some country gallows. So good-day to you, sir, and thank you, and never despise money in a naughty world."

Horner now experienced a sad blow to his self-esteem, in an adventure in which he was made to play a ridiculous part, and to be the butt afterwards of his acquaintances. A lady of considerable position and wealth was travelling from Colchester to London by stage-coach, and happened to be the only passenger for a considerable distance. At Braintree the coachman very politely warned her that, if she had anything of value about her, she had better conceal it, for there were several gay sparks about the neighbouring heath, whom he thought to be highwaymen. Thanking him, the lady placed her gold watch, a purse full of guineas and some valuable lace under the seat; and then disarranged her hair, like poor Ophelia, to act the part of a lunatic.

Presently, Horner rode up to the coach, presented a pistol, and demanded her money. Instantly she opened the coach-door, leapt out, and taking the highwayman by the leg, cried in a very piteous voice, "Oh, dear cousin Tom, I am glad to see you. I hope you'll now rescue me from this rogue of a coachman, for he's carrying me, by my rogue of a husband's orders, to Bedlam, for a mad woman."

"D—n me," replied Horner, "I'm none of your cousin. I don't know you, but you must be mad, and Bedlam is the best place for you."

"Oh! cousin Tom," said she, clinging to him, "but I will go with you, not to Bedlam."

"Do you know this mad creature?" asked the now distracted highwayman of the coachman.

"Yes," he replied, entering into the spirit of the thing; "I know the lady very well. I am now going, by her husband's orders, to London, to put her in a madhouse, but not into Bedlam, as she supposes."

"Take her, then," exclaimed Horner, "even if it were to the devil." So saying, he set spurs to his horse, and made off as fast as he could, for fear of her continuing to claim cousinship with him.