At least nine out of ten of the applicants are virtually without bankable credit of any kind. One man gave as security—because the money is advanced as a loan, not as a gift—a cheque on a Chicago bank, but he admitted that the cheque was not negotiable, as it was drawn on one of the Lorrimer banks of Chicago, which had gone into the hands of receivers since he left for Europe.

Callers included a number of negro song and dance artists who had come to the end of their resources.

The work of distributing money is entirely in the hands of American army officers, and they investigate every case which has not already been investigated by the relief committee appointed by the Ambassador. Major Spencer Cosby, the military attaché at the Embassy, is the treasurer of the fund. Investigations are made by Captain Frank Parker, assisted by Lieutenants William H. Jouett and H. F. Loomis. The cashier is Captain Francis H. Pope, with Lieutenants Francis W. Honeycutt and B.B. Somervell as assistants.

When the history of the great war is written, a very honorable place will have to be reserved for the women of Paris. In the work of caring for the destitute and unemployed of their own sex, and anticipating the needs of great numbers of wounded men, they are showing extraordinary energy. Every day new and special philanthropic institutions are started and carried on by women in Paris.

Comtesse Greffulhe has taken in hand the provision of food and lodging for convalescent soldiers, so as to relieve the pressure on public and private hospitals and ambulances. Mme. Couyba, wife of the Minister of Labor, is arranging for the supply of free food to girls and women out of work. Marquise de Dion, Mme. Le Menuet and other ladies are opening temporary workshops where women can obtain employment at rates that will enable them to tide over the hard times before them.

The Union des Femmes de France is doing wonderful work in the organization of hospitals and in sending out nurses to wherever they are most likely to be needed.

One of the finest examples of energy and devotion is being set by the wife of the Military Governor of Paris, Mme. Michel. She has identified herself specially with what may be briefly described as "saving the babies." Her idea is to see that the coming generation shall not be sacrificed and that expectant mothers whose natural defenders have gone to the war shall not feel themselves forsaken.

Mme. Michel is the president of a committee of ladies who have undertaken, each in her own district, to seek out needy mothers, to see that they and their children receive assistance, and to give them all possible moral support.

Mme. Michel is putting in about eighteen hours' work a day in the discharge of her duties. She is up at daylight, and after dealing with a mass of correspondence, is out in her motor-car before seven o'clock, on a round of the various mairies, to see that the permanent maternity office, which it has been found necessary to start in every one of these municipal centers, is doing its work properly.

At eleven o'clock she is back at the big house which is the official residence of her husband, close to the Invalides, and is presiding over a committee meeting. She lunches in about a quarter of an hour, and plunges into more committee work, which usually lasts until well after four o'clock.