To any eye that watched him, as with scarce an effort he sent his boat forward, while the lazy cirri of smoke that rose from his short pipe indicated ease, there would have seemed one who was indulging in the very fullest enjoyment of a scene second to none in Europe. You had but to look along the shore itself to see the most gorgeous picture of wooded islands and headlands glowing in every tint of colour from the pure white of the oleander to the deep scarlet of the San Giuseppe, with, in the distance, the snow-capped Alps of the St. Bernard, while around and close to the very water’s edge peeped forth little villas, half smothered in orange-blossoms. Far over the lake came their floating perfumes, as though to lend enchantment to each sense, and steep the very soul in a delicious luxury.

Now, as Calvert felt the refreshing breath of the gentle air that stirred the water, he was conscious of a glorious morning, and of something generally grand in the scene about him; but that was all. He had little romance—less of the picturesque—in his nature. If his eyes fell on the lake, it was to fancy the enjoyment of cleaving through it as a swimmer; if he turned towards the Alps, it was to imagine how toilsome would prove the ascent; how deeply lay the snow on the wheels of the diligence; how many feet below the surface were buried the poles that once marked out the road. But even these were but fleeting fancies. His thoughts were seriously turned upon his own future, which opened no bright or brilliant prospect before him. To go back again to India, to return to the old regimental drudgery, or the still more wearisome existence of life in a remote detachment; to waste what he felt the best years of life in inglorious indolence, waiting for that routine promotion that comes associated with the sense of growing old; and to trace at last the dim vista of a return to England, when of an age that all places and people and things have grown to be matters of indifference. These were sad reflections. So sad, that not even the bright scene around him could dispel. And then there were others, which needed no speculation to suggest, and which came with the full force of documents to sustain them. He was heavily in debt. He owed money to the army agent, to the paymaster, to the Agra Bank, to the regimental tailor, to the outfitter—to everyone, in short, who would suffer him to be a debtor. Bonds, and I O’s, and promissory notes, renewed till they had nigh doubled, pressed on his memory, and confused his powers of calculation.

An old uncle, a brother of his mother’s, who was his guardian, would once on a time have stood by him, but he had forfeited his good esteem by an act of deception with regard to money, which the old man could not forgive. “Be it so,” said he; “I deemed my friendship for you worth more than three hundred pounds. You, it would seem, are differently minded; keep the money and let us part.” And they did part, not to meet again. Calvert’s affairs were managed by the regimental agent, and he thought little more of an old relative, who ceased to hold a place in his memory when unassociated with crisp inclosures “payable at sight.”

“I wonder what would come of it if I were to write to him; if I were to put it to his humanity to rescue me from a climate where, after all, I might die—scores of fellows die out there. At all events, I detest it. I could say, ‘My leave expires in October, if you would like to see me once more before I quit England for ever, for I am going to a pestilential spot—the home of the ague and jungle fever, and Heaven knows what else—your sister’s son—poor Sophy’s child.’ That ought to touch him.” And then he went on to think of all the tender and moving things he could write, and to picture to himself the agitation of him who read them; and thus speculating, and thus plotting, he swept his light boat along till she came close in to shore, and he saw the little villa peeping through the spray-like branches of a weeping ash that stood beside it “Higher up,” cried a voice, directing him. “Don’t you know the landing-place yet?” And, startled by a voice not altogether strange to him, he looked round and saw the old lady of the Rhine steamer, the same who had snubbed him at Coblentz, the terrible Miss Grainger of the lost writing-case. It was some minutes before he remembered that he was performing the part of boatman, and not appearing in his own character. Resolved to take all the benefit of his incognito, he lifted his hat in what he fancied to be the true Italian style, and taking a basket in each hand, followed the old lady to the house.

“It is three days that we have been expecting you,” said she, tartly, as she walked briskly on, turning at times to point a sarcasm with a fierce look. “You were punctual enough on Tuesday last, when you came for your rent. You were to the very minute then, because it suited yourself. But you are like all your countrymen—mean, selfish, and greedy. As to those pears you brought last, I have struck them off the account. You may bring others if you please, but I’ll not pay for rotten fruit any more than I will for three journeys to Como for nothing—do you hear me, Sir? three journeys to look after my writing-desk, which I lost on the Rhine, but which I know was forwarded here, though I can’t get it. Is it worth your while to answer? Oh, of course, your old excuse—you are forgetting your English—it is so long since you were a courier. You knew quite enough, when I came here, to make me pay more than double the proper rent for this miserable place, with out a carpet, or—” Just as she readied thus tar, she was joined by one of the young girls, whose looks had vastly changed for the better, and was now a strikingly fine and handsome girl.

“Milly,” said the old lady, “take this man round by the kitchen garden, and get some one to take the fruit from him, and be sure you count the melons.”

Not sorry for the change of companionship, Calvert followed Milly, who, not condescending to bestow a look on him, moved haughtily on in front.

“Leave your baskets yonder, my good man,” said she, pointing to a bench under a spreading fig-tree; and Calvert, depositing his burden, drew himself up and removed his hat. “My aunt will pay you,” said she, turning to go away.

“I’d far rather it had been the niece,” said he, in English.

“What do you mean? Who are you?”