“I assure you, sir, I speak the sense of the community. The old adage says, 'Two removes are as bad as a fire,' and in the same spirit I would say, 'Two gouty seizures are equal to a retirement'.”

“Absurdity!” said Dunn, angrily. “I never have acknowledged—I never will acknowledge—any such accountability to the world.”

“They bring us 'to book' whether we will or not,” said Hankes, sturdily.

Dunn started at the words, and turned away to hide his face; and well was it he did so, for it was pale as ashes, even to the lips, which were actually livid.

“You may expect me by Sunday morning, Hankes,”—he spoke without turning round,—“and let me have the balance-sheet of the Ossory Bank to look over. We must make no more advances to the gentry down there; we must restrict our discounts.”

“Impossible, sir, impossible! There must be no discontent—for the present, at least,” said Hankes; and his voice sunk to a whisper.

Dunn wheeled round till he stood full before him, and thus they remained for several seconds, each staring steadfastly at the other.

“You don't mean to say, Hankes—” He stopped.

“I do, sir,” said the other, slowly, “and I say it advisedly.”

“Then there must be some gross mismanagement, sir,” said Dunn, haughtily. “This must be looked to! Except that loan of forty-seven thousand pounds to Lord Lacking-ton, secured by mortgage on the estate it went to purchase, with what has this Bank supplied us?”