“'Well, Mr. Twist sent you out again,' says he, 'and there's your answer.'

“'Short and sweet,' says I, goin' out, and pretending to be putting up the notes as I went.”

“Did you go down to the other fellow's,—Macapes?”

“I did; but as he seen me coming out of the other place, he only ballyragged me, and said, 'We only discount for them as has letters of credit on us.'

“'Well,' says I, 'but who knows that they 're not coming in the post now?'

“'We 'll wait till we see them,' says he.

“'By my conscience,' says I, 'I hope you 'll not eat your breakfast till they come.' And so I walked away. Oh dear! is n't it a suspicious world?”

“It's a rascally world!” broke out O'Shea, with bitterness.

“It is!” assented Joe, with a positive energy there was no gainsaying.

“Is Mr. Layton gone with the rest this morning?”