“I'm afraid you'll be disappointed, miss!” was the sententious reply of Scanlan.

“Then there's our vicar!” broke in Mary. “Mr. Leslie will, I hope, take pity on my solitude.”

“Indeed, I forgot him entirely. I don't think I ever saw him at Cro' Martin.”

“Nor I, either,” said Mary; “but he may concede from a sense of kindness what he would decline to a mere point of etiquette. In a word, Mr. Scanlan,” said she, after a pause, “all the troubles and misfortunes which we have lately gone through—even to the destitution of the old house here—have in a great measure had their origin in the studious ignorance in which we have lived of our neighbors. I don't wish to enter upon political topics, but I am sure that had we known the borough people, and they us,—had we been in the habit of mingling and associating together, however little,—had we interchanged the little civilities that are the charities of social life,—we 'd have paused, either of us, ere we gave pain to the other; we'd at least have made concessions on each side, and so softened down the asperities of party. More than half the enmities of the world are mere misconceptions.”

“That's true!” said Scanlan, gravely. But his thoughts had gone on a very different errand from the theme in question, and were busily inquiring what effect all these changes might have upon his own prospects.

“And now for a matter of business,” said Mary, rising and taking her place at another table. “I shall want your assistance, Mr. Scanlan. There is a small sum settled upon me, but not payable during my uncle's life. I wish to raise a certain amount of this, by way of loan,—say a thousand pounds. Will this be easily accomplished?”

“What's the amount of the settlement, miss?” said Scanlan, with more eagerness than was quite disinterested.

“Five thousand pounds. There is the deed.” And she pushed a parchment towards him.

Scanlan ran his practised eye rapidly over the document, and with the quick craft of his calling saw it was all correct. “One or even two thousand can be had upon this at once, miss. It 's charged upon Kelly's farm and the mills—”

“All I want to know is, that I can have this sum at my disposal, and very soon; at once, indeed.”