‘Oh! every man for himself. A man is under no obligation to his banker, that I know of.’ And the good man bustled off with his pockets full of gold.

The vicar entered. All was hurry and anxiety. The clerks seemed trying to brazen out their own terror, and shovelled the rapidly lessening gold and notes across the counter with an air of indignant nonchalance. The vicar asked to see the principal.

‘If you want your money, sir—’ answered the official, with a disdainful look.

‘I want no money. I must see Mr. Smith on private business, and instantly.’

‘He is particularly engaged.’

‘I know it, and, therefore, I must see him. Take in my card, and he will not refuse me.’ A new vista had opened itself before him.

He was ushered into a private room: and, as he waited for the banker, he breathed a prayer. For what? That his own will might be done—a very common style of petition.

Mr. Smith entered, hurried and troubled. He caught the vicar eagerly by the hand, as if glad to see a face which did not glare on him with the cold selfish stamp of ‘business,’ and then drew back again, afraid to commit himself by any sign of emotion.

The vicar had settled his plan of attack, and determined boldly to show his knowledge of the banker’s distress.

‘I am very sorry to trouble you at such an unfortunate moment, sir, and I will be brief; but, as your nephew’s spiritual pastor—’ (He knew the banker was a stout Churchman.)