He went away profoundly puzzled, little realizing that Frau Kupfer was actually gasping for money. She had run through tens of thousands of pounds. Certain wealthy investors had, much to her disappointment, decided not to reinvest their dividends, and had kept her cheques. Tradespeople, hit by the defalcations of other customers, had insisted upon being paid, and as her weekly expenses were never less than two hundred pounds it had not taken her long to get through a fortune.

Yet with admirable fortitude and a wonderful discernment of human nature, she had refused General von Demidoff's offer, although she was in grave financial and personal danger. But she knew her man. She was aware that he would tell the story to all his friends—and the general mixed only in the very best society—and, better than that, she was willing to stake her life, as she had done her liberty, that within a few days he would be back again with twenty thousand pounds at least, which he would literally thrust into her hands, and insist upon her keeping.

I have given this story in detail because it is typical of the methods of Germany's greatest war swindler. It is taken from the account of the preliminary examination before the judge in Berlin, who at first would scarcely be brought to believe that the general had actually returned to Frau Kupfer's flat, and had compelled her to accept twenty-five thousand pounds for investment in her food trust.

The money came as a godsend, and once more the precious pair of swindlers were rejoicing. Of course, the mother was the brains of the movement. Gertrude Kupfer had nothing to do except to look pretty and wear the most costly clothes.

There were very few young men worth attracting to the flat for her mother to rob, though now and then she was able to relieve monetary pressure by bringing along a wounded officer of family and position who could be tempted to invest a few hundred pounds. Frau Kupfer, however, thought only in thousands, even if she was willing to take any money, however small in amount.

For over eighteen months the merry game continued. The great war increased in intenseness, and the world was topsy-turvy, but Frau Kupfer and Gertrude indulged in every extravagant pleasure, and swindled high and low alike. Some one had to pay for those champagne dinners, and for the clothes they wore. Gertrude Kupfer alone averaged fifty pounds a week on her wardrobe.

Frau Kupfer gave many lavish entertainments to wounded soldiers. Once she took the whole seating capacity of a theatre and filled the building with soldiers, and while mother and daughter were at the zenith of success they must have given tea-parties to thousands of warriors.

The money dribbled through their fingers like water, and fresh dupes had to be found almost daily to pay the interest due to the original investors. The smallest interest promised had been one hundred per cent per annum, and for many months the widow managed to remit the amount owing. It was a wonderful feat considering the circumstances, but she stopped at nothing, and she even swindled the maidservants out of their savings.

One of her brightest ideas was to patronize the small tradespeople, and thus bring them under her influence. In due course they succumbed, and sums from ten to two hundred pounds were obtained from them.

Nothing worried Germany's "Madame Humbert." Berlin was thronged with wounded; the papers were beginning to give hints of defeats; and it was admitted that a complete victory for the Fatherland was out of the question—but Frau Kupfer was unperturbed. She was merry and light-hearted, and she lived so well that her naturally plump face and stout figure expanded, and she was a living testimony to the ineffectiveness of the British blockade. Her circle of friends continued to grow. Her dinner-parties were all the more appreciated. She was one of the most sought after persons in Berlin society, and in the hour of her triumph she never thought of the dark, underground dungeons that are so numerous in Germany. It seemed as though she could never know defeat, no matter what happened to her country.