Meantime, a fresh and more serious calamity had overwhelmed Judge Rossmore. Everything seemed to combine to break the spirit of this man who had dared defy the power of organized capital. Hardly had the news of the Congressional inquiry been made public, than the financial world was startled by an extraordinary slump in Wall Street. There was nothing in the news of the day to justify a decline, but prices fell and fell. The bears had it all their own way, the big interests hammered stocks all along the line, “coppers” especially being the object of attack. The market closed feverishly and the next day the same tactics were pursued. From the opening, on selling orders coming from no one knew where, prices fell to nothing, a stampede followed and before long it became a panic. Pandemonium reigned on the floor of the Stock Exchange. White faced, dishevelled brokers shouted and struggled like men possessed to execute the orders of their clients. Big financial houses, which stood to lose millions on a falling market, rallied and by rush orders to buy, attempted to stem the tide, but all to no purpose. One firm after another went by the board unable to weather the tempest, until just before closing time, the stock ticker announced the failure of the Great Northwestern Mining Co. The drive in the market had been principally directed against its securities, and after vainly endeavoring to check the bear raid, it had been compelled to declare itself bankrupt. It was heavily involved, assets nil, stock almost worthless. It was probable that the creditors would not see ten cents on the dollar. Thousands were ruined and Judge Rossmore among them. All the savings of a lifetime—nearly $55,000 were gone. He was practically penniless, at a time when he needed money most. He still owned his house in Madison Avenue, but that would have to go to settle with his creditors. By the time everything was paid there would only remain enough for a modest competence. As to his salary, of course he could not touch that so long as this accusation was hanging over his head. And if he were impeached it would stop altogether. The salary, therefore, was not to be counted on. They must manage as best they could and live more cheaply, taking a small house somewhere in the outskirts of the city where he could prepare his case quietly without attracting attention.

Stott thought this was the best thing they could do and he volunteered to relieve his friend by taking on his own hands all the arrangements of the sale of the house and furniture, which offer the judge accepted only too gladly. Meantime, Mrs. Rossmore went to Long Island to see what could be had, and she found at the little village of Massapequa just what they were looking for—a commodious, neatly-furnished two-story cottage at a modest rental. Of course, it was nothing like what they had been accustomed to, but it was clean and comfortable, and as Mrs. Rossmore said, rather tactlessly, beggars cannot be choosers. Perhaps it would not be for long. Instant possession was to be had, so deposit was paid on the spot and a few days later the Rossmores left their mansion on Madison Avenue and took up their residence in Massapequa, where their advent created quite a fluster in local social circles.

Massapequa is one of the thousand and one flourishing communities scattered over Long Island, all of which are apparently modelled after the same pattern. Each is an exact duplicate of its neighbour in everything except the name—the same untidy railroad station, the same sleepy stores, the same attractive little frame residences, built for the most part on the “Why pay Rent? Own your own Home” plan. A healthy boom in real estate imparts plenty of life to them all and Massapequa is particularly famed as being the place where the cat jumped to when Manhattan had to seek an outlet for its congested population and ever-increasing army of home seekers. Formerly large tracts of flat farm lands, only sparsely shaded by trees, Massapequa, in common with other villages of its kind, was utterly destitute of any natural attractions. There was the one principal street leading to the station, with a few scattered stores on either side, a church and a bank. Happily, too, for those who were unable to survive the monotony of the place, it boasted of a pretty cemetery. There were also a number of attractive cottages with spacious porches hung with honeysuckle and of these the Rossmores occupied one of the less pretentious kind.

But although Massapequa, theoretically speaking, was situated only a stone's throw from the metropolis, it might have been situated in the Great Sahara so far as its inhabitants took any active interest in the doings of gay Gotham. Local happenings naturally had first claim upon Massapequa's attention—the prowess of the local baseball team, Mrs. Robinson's tea party and the highly exciting sessions of the local Pinochle Club furnishing food for unlimited gossip and scandal. The newspapers reached the village, of course, but only the local news items aroused any real interest, while the women folk usually restricted their readings to those pages devoted to Daily Hints for the Home, Mrs. Sayre's learned articles on Health and Beauty and Fay Stanton's Daily Fashions. It was not surprising, therefore, that the fame of Judge Rossmore and the scandal in which he was at present involved had not penetrated as far as Massapequa and that the natives were considerably mystified as to who the new arrivals in their midst might be.

Stott had been given a room in the cottage so that he might be near at hand to work with the judge in the preparation of the defence, and he came out from the city every evening. It was now June. The Senate would not take action until it convened in December, but there was a lot of work to be done and no time to be lost.

The evening following the day of their arrival they were sitting on the porch enjoying the cool evening air after dinner. The judge was smoking. He was not a slave to the weed, but he enjoyed a quiet pipe after meals, claiming that it quieted his nerves and enabled him to think more clearly. Besides, it was necessary to keep at bay the ubiquitous Long Island mosquito. Mrs. Rossmore had remained for a moment in the dining-room to admonish Eudoxia, their new and only maid-of-all-work, not to wreck too much of the crockery when she removed the dinner dishes. Suddenly Stott, who was perusing an evening paper, asked:

“By the way, where's your daughter? Does she know of this radical change in your affairs?”

Judge Rossmore started. By what mysterious agency had this man penetrated his own most intimate thoughts? He was himself thinking of Shirley that very moment, and by some inexplicable means—telepathy modern psychologists called it—the thought current had crossed to Stott, whose mind, being in full sympathy, was exactly attuned to receive it. Removing the pipe from his mouth the judge replied:

“Shirley's in Paris. Poor girl, I hadn't the heart to tell her. She has no idea of what's happened. I didn't want to spoil her holiday.”

He was silent for a moment. Then, after a few more puffs he added confidentially in a low tone, as if he did not care for his wife to hear: