The boulevards were crowded, as usual at that hour, and the crush of both vehicles and pedestrians was so great as to permit of only a snail-like progress. The clumsy three-horse omnibuses—Madeleine-Bastille—crowded inside and out with passengers and with their neatly uniformed drivers and conductors, so different in appearance and manner from our own slovenly street-car rowdies, were endeavouring to breast a perfect sea of fiacres which, like a swarm of mosquitoes, appeared to be trying to go in every direction at once, their drivers vociferating torrents of vituperous abuse on every man, woman or beast unfortunate enough to get in their way. As a dispenser of unspeakable profanity, the Paris cocher has no equal. He is unique, no one can approach him. He also enjoys the reputation of being the worst driver in the world. If there is any possible way in which he can run down a pedestrian or crash into another vehicle he will do it, probably for the only reason that it gives him another opportunity to display his choice stock of picturesque expletives.

But it was a lively, good-natured crowd and the fashionably gowned women and the well-dressed men, the fakirs hoarsely crying their catch-penny devices, the noble boulevards lined as far as the eye could reach with trees in full foliage, the magnificent Opera House with its gilded dome glistening in the warm sunshine of a June afternoon, the broad avenue directly opposite, leading in a splendid straight line to the famous Palais Royal, the almost dazzling whiteness of the houses and monuments, the remarkable cleanliness and excellent condition of the sidewalks and streets, the gaiety and richness of the shops and restaurants, the picturesque kiosks where they sold newspapers and flowers—all this made up a picture so utterly unlike anything he was familiar with at home that Jefferson sat spellbound, delighted.

Yes, it was true, he thought, the foreigner had indeed learned the secret of enjoying life. There was assuredly something else in the world beyond mere money-getting. His father was a slave to it, but he would never be. He was resolved on that. Yet, with all his ideas of emancipation and progress, Jefferson was a thoroughly practical young man. He fully understood the value of money, and the possession of it was as sweet to him as to other men. Only he would never soil his soul in acquiring it dishonourably. He was convinced that society as at present organized was all wrong and that the feudalism of the middle ages had simply given place to a worse form of slavery—capitalistic driven labour—which had resulted in the actual iniquitous conditions, the enriching of the rich and the impoverishment of the poor. He was familiar with the socialistic doctrines of the day and had taken a keen interest in this momentous question, this dream of a regenerated mankind. He had read Karl Marx and other socialistic writers, and while his essentially practical mind could hardly approve all their programme for reorganizing the State, some of which seemed to him utopian, extravagant and even undesirable, he realised that the socialistic movement was growing rapidly all over the world and the day was not far distant when in America, as to-day in Germany and France, it would be a formidable factor to reckon with.

But until the socialistic millennium arrived and society was reorganized, money, he admitted, would remain the lever of the world, the great stimulus to effort. Money supplied not only the necessities of life but also its luxuries, everything the material desire craved for, and so long as money had this magic purchasing power, so long would men lie and cheat and rob and kill for its possession. Was life worth living without money? Could one travel and enjoy the glorious spectacles Nature affords—the rolling ocean, the majestic mountains, the beautiful lakes, the noble rivers—without money? Could the book-lover buy books, the art-lover purchase pictures? Could one have fine houses to live in, or all sorts of modern conveniences to add to one's comfort, without money? The philosophers declared contentment to be happiness, arguing that the hod-carrier was likely to be happier in his hut than the millionaire in his palace; but was not that mere animal contentment, the happiness which knows no higher state, the ignorance of one whose eyes have never been raised to the heights?

No, Jefferson was no fool. He loved money for what pleasure, intellectual or physical, it could give him, but he would never allow money to dominate his life as his father had done. His father, he knew well, was not a happy man, neither happy himself nor respected by the world. He had toiled all his life to make his vast fortune and now he toiled to take care of it. The galley slave led a life of luxurious ease compared with John Burkett Ryder. Baited by the yellow newspapers and magazines, investigated by State committees, dogged by process-servers, haunted by beggars, harassed by blackmailers, threatened by kidnappers, frustrated in his attempts to bestow charity by the cry "tainted money"—certainly the lot of the world's richest man was far from being an enviable one.

That is why Jefferson had resolved to strike out for himself. He had warded off the golden yoke which his father proposed to put on his shoulders, declining the lucrative position made for him in the Empire Trading Company, and he had gone so far as to refuse also the private income his father offered to settle on him. He would earn his own living. A man who has his bread buttered for him seldom accomplishes anything he had said, and while his father had appeared to be angry at this open opposition to his will, he was secretly pleased at his son's grit. Jefferson was thoroughly in earnest. If needs be, he would forego the great fortune that awaited him rather than be forced into questionable business methods against which his whole manhood revolted.

Jefferson Ryder felt strongly about these matters, and gave them more thought than would be expected of most young men with his opportunities. In fact, he was unusually serious for his age. He was not yet thirty, but he had done a great deal of reading, and he took a keen interest in all the political and sociological questions of the hour. In personal appearance, he was the type of man that both men and women like—tall and athletic looking, with smooth face and clean-cut features. He had the steel-blue eyes and the fighting jaw of his father, and when he smiled he displayed two even rows of very white teeth. He was popular with men, being manly, frank and cordial in his relations with them, and women admired him greatly, although they were somewhat intimidated by his grave and serious manner. The truth was that he was rather diffident with women, largely owing to lack of experience with them.

He had never felt the slightest inclination for business. He had the artistic temperament strongly developed, and his personal tastes had little in common with Wall Street and its feverish stock manipulating. When he was younger, he had dreamed of a literary or art career. At one time he had even thought of going on the stage. But it was to art that he turned finally. From an early age he had shown considerable skill as a draughtsman, and later a two years' course at the Academy of Design convinced him that this was his true vocation. He had begun by illustrating for the book publishers and for the magazines, meeting at first with the usual rebuffs and disappointments, but, refusing to be discouraged, he had kept on and soon the tide turned. His drawings began to be accepted. They appeared first in one magazine, then in another, until one day, to his great joy, he received an order from an important firm of publishers for six washdrawings to be used in illustrating a famous novel. This was the beginning of his real success. His illustrations were talked about almost as much as the book, and from that time on everything was easy. He was in great demand by the publishers, and very soon the young artist, who had begun his career of independence on nothing a year so to speak, found himself in a handsomely appointed studio in Bryant Park, with more orders coming in than he could possibly fill, and enjoying an income of little less than $5,000 a year. The money was all the sweeter to Jefferson in that he felt he had himself earned every cent of it. This summer he was giving himself a well-deserved vacation, and he had come to Europe partly to see Paris and the other art centres about which his fellow students at the Academy raved, but principally—although this he did not acknowledge even to himself—to meet in Paris a young woman in whom he was more than ordinarily interested—Shirley Rossmore, daughter of Judge Rossmore, of the United States Supreme Court, who had come abroad to recuperate after the labours on her new novel, "The American Octopus," a book which was then the talk of two hemispheres.

Jefferson had read half a dozen reviews of it in as many American papers that afternoon at the New York Herald's reading room in the Avenue de l'Opera, and he chuckled with glee as he thought how accurately this young woman had described his father. The book had been published under the pseudonym "Shirley Green," and he alone had been admitted into the secret of authorship. The critics all conceded that it was the book of the year, and that it portrayed with a pitiless pen the personality of the biggest figure in the commercial life of America. "Although," wrote one reviewer, "the leading character in the book is given another name, there can be no doubt that the author intended to give to the world a vivid pen portrait of John Burkett Ryder. She has succeeded in presenting a remarkable character-study of the most remarkable man of his time."

He was particularly pleased with the reviews, not only for Miss Rossmore's sake, but also because his own vanity was gratified. Had he not collaborated on the book to the extent of acquainting the author with details of his father's life, and his characteristics, which no outsider could possibly have learned? There had been no disloyalty to his father in doing this. Jefferson admired his father's smartness, if he could not approve his methods. He did not consider the book an attack on his father, but rather a powerfully written pen picture of an extraordinary man.