"'If the money owned by church-members were all spent to the glory of God there would be fewer hundred-thousand-dollar churches built and more model tenements.
"'If Christ had been a millionaire he would have used his money to build up character in other people, rather than build a magnificent brown-stone palace for himself. But we cannot imagine Christ as a millionaire.
"'It is just as true now as when Paul said it nearly twenty centuries ago: "The love of money is a root of all kinds of evil;" it is the curse of our civilization, the greatest god of the human race to-day.
"'Our civilization is only partly Christian. For Christian civilization means more comforts; ours means more wants.
"'If a man's pocket-book is not converted with his soul the man will not get into heaven with it.
"'There are certain things that money alone can secure; but among those things it cannot buy is character.
"'All wealth, from the Christian standpoint, is in the nature of trust funds, to be so used as the administrator, God, shall direct. No man owns the money for himself. The gold is God's, the silver is God's! That is the plain and repeated teaching of the Bible.
"'It is not wrong for a man to make money. It is wrong for him to use it selfishly or foolishly.
"'The consecrated wealth of the men of Milton could provide work for every idle man in town. The Christian use of the wealth of the world would make impossible the cry for bread.
"'Most of the evils of our present condition flow out of the love of money. The almighty dollar is the God of Protestant America.