That same evening at supper Tom, Sr., told of Billy Little's loan, and there was at once an outburst of wrath from mother and son because part of the money had not been applied to Tom's "overdraft."

"The pitiful sum of twenty-three hundred dollars!" cried Tom. "The old skinflint might as well have kept his money for all the good it will do us. Do you think that will keep Williams from suing us?" In Tom's remarks Mrs. Bays concurred, saying that she "always knew he was a mean old miser."

Rita tried to speak in her friend's defence, but the others furiously silenced her, so she broke down entirely, covered her face with her hands, and wept bitterly. She went through the after-supper work amid blinding tears, and when she had finished she sought her room. Without undressing she lay down on the bed, sobbing till the morning light shone in at her window. Before she had lost Dic her heart could fly from every trouble and find sweet comfort in thoughts of him; but now there was no refuge. She was alone in the world, save for Billy Little. She loved her father, but she knew he was weak. She loved Tom, but she could not help despising him. She loved her mother, but she feared her, and knew there was no comfort or consolation for her in that hard heart. Billy had not come to see her when he brought the money, and she feared she had offended him by asking for it.

Such was the situation when Dic received Miss Tousy's letter inviting him to call upon her.


Miss Tousy greeted Dic kindly when he presented himself at her door, and led him to the same cosey front parlor wherein Rita had imparted the story of her woes and of Dic's faithlessness. She left her guest in the parlor a moment or two, while she despatched a note to a friend in town. When she returned she said:—

"I'm sorry to hear of the trouble between you and Rita, and am determined it shall be made up at once."

"I fear that is impossible, Miss Tousy," returned Dic, sadly. "She will never forgive me. I should not were I in her place. I do not expect it and am not worth it."

"But she will forgive you; she will not be able to hold out against you five minutes if you crowd her. Trust my word. I know more about girls than you do; but, above all, I know Rita."

Miss Tousy watched him as he stood before her, hanging his head, a very handsome picture of abject humility. After a moment of silence Dic answered:—