The Penfolds looked a little surprised, but not much. They had no street door all to themselves; no liveried dragons to interpose between them and unseasonable or unwelcome visitors.

The man was well dressed, with one exception; he wore a gold chain. He had a hooked nose, and a black, piercing eye. He stood at the door and observed every person and thing in the room minutely before he spoke a word.

Then he said, quietly, "Mr. Michael Penfold, I believe."

"At your service, sir.

"And Mr. Robert Penfold."

"I am Robert Penfold. What is your business?"

"Pray is the 'Robert Penfold' at the back of this note your writing?"

"Certainly it is; they would not cash it without that."

"Oh, you got the money, then?"

"Of course I did."