Mr. Frost Dynevor had the misfortune to live in a country rich in mineral wealth, and to have a brother-in-law easily guided, and with more love of figures than power of investigating estimates on a large scale. Mines were set on foot, companies established, and buildings commenced, and the results were only to be paralleled by those of the chalybeate springs discovered by Mr. Dynevor at the little town of Northwold, which were pronounced by his favourite hanger-on to be destined 'literally to cut the throat of Bath and Cheltenham.'
Some towns are said to have required the life of a child ere their foundations could be laid. Many a speculation has swallowed a life and fortune before its time for thriving has come. Mr. Frost Dynevor and Lord Ormersfield were the foremost victims to the Cheveleigh iron foundries and the Northwold baths. The close of the war brought a commercial crisis that their companies could not stand; and Mr. Dynevor's death spared him from the sight of the crash, which his talent and sagacity might possibly have averted. He had shown no misgivings, but, no sooner was he removed from the helm, than the vessel was found on the brink of destruction. Enormous sums had been sunk without tangible return, and the liabilities of the companies far surpassed anything that they had realized.
Lord Ormersfield was stunned and helpless. Mrs. Dynevor had but one idea—namely, to sacrifice everything to clear her husband's name. Her sons were mere boys, and the only person who proved himself able to act or judge was the heir of Ormersfield, then about four-and-twenty, who came forward with sound judgment and upright dispassionate sense of justice to cope with the difficulties and clear away the involvements.
He joined his father in mortgaging land, sacrificing timber, and reducing the establishment, so as to set the estate in the way of finally becoming free, though at the expense of rigid economy and self-denial.
Cheveleigh could not have been saved, even had the heiress not been willing to yield everything to satisfy the just claims of the creditors. She was happy when she heard that it would suffice, and that no one would be able to accuse her husband of having wronged him. But for this, she would hardly have submitted to retain what her nephew succeeded in securing for her—namely, an income of about 150 pounds per annum, and the row of houses called Dynevor Terrace, one of the building ventures at Northwold. This was the sole dependence with which she and her sons quitted the home of their forefathers. 'Never mind, mother,' said Henry, kissing her, to prevent the tears from springing, 'home is wherever we are together!' 'Never fear, mother,' echoed Oliver, with knitted brow and clenched hands, 'I will win it back.'
Oliver was a quiet lad, of diligent, methodical habits, and willingly accepted a clerkship in a mercantile house, which owed some obligations to his father. At the end of a couple of years he was sent to reside in South America; and his parting words to his mother were—'When you see me again, Cheveleigh shall be yours.'
'Oh, my boy, take care. Remember, 'They that haste to be rich shall not be innocent.''
That was the last time she had seen Oliver.
Her great object was to maintain herself independently and to complete Henry's education as a gentleman. With this view she took up her abode in the least eligible of her houses at Northwold, and, dropping the aristocratic name which alone remained of her heiress-ship, opened a school for little boys, declaring that she was rejoiced to recall the days when Henry and Oliver wore frocks and learnt to spell. If any human being could sweeten the Latin Grammar, it was Mrs. Frost, with the motherliness of a dame, and the refinement of a lady, unfailing sympathy and buoyant spirits, she loved each urchin, and each urchin loved her, till she had become a sort of adopted grandmamma to all Northwold and the neighbourhood.
Henry went to Oxford. He gained no scholarship, took no honours, but he fell neither into debt nor disgrace; he led a goodnatured easy life, and made a vast number of friends; and when he was not staying with them, he and his mother were supremely happy together. He walked with her, read to her, sang to her, and played with her pupils. He had always been brought up as the heir—petted, humoured, and waited on—a post which he filled with goodhumoured easy grace, and which he continued to fill in the same manner, though he had no one to wait on him but his mother, and her faithful servant Jane Beckett. Years passed on, and they seemed perfectly satisfied with their division of labour,—Mrs. Frost kept school, and Henry played the flute, or shot over the Ormersfield property.