‘So you have not settled your accounts,’ said Mr. Mohun. ‘I hope Lily has not ruined you, Emily.’

‘I thought her a mirror of prudence,’ said Claude.

‘Well, Emily, is the sovereign forthcoming? I am going directly, for Frank has something to do at Raynham, and William is going to try his gray in the phaeton.’

‘I am afraid you will think me very silly,’ said Emily, after some deliberation, ‘but I hope Lily will not be very angry when I confess that seven shillings is the sum total of my property.’

‘Oh, Emily,’ cried Lily, in dismay, ‘what has become of your five pounds?’

‘I gave them as a subscription for a clergyman’s widow in distress,’ said Emily; ‘it was the impulse of a moment, I could not help it, and, dear Lily, I hope it will not inconvenience you.’

‘If papa will be kind enough to wait for this pound till Michaelmas,’ said Lily.

‘I would wait willingly,’ said Mr. Mohun, ‘but I will not see you cheated. How much does she owe you?’

‘The commissions came to six pounds three,’ said Lily, looking down.

‘But, Lily,’ said Jane, ‘you forget the old debt.’