The Saint and Avalon ordered double Manhattans, the doctor a Martini, and the waiter genuflected away.

"So nice of you to invite us," the Saint said across the table. "A free lunch, as my drunken uncle used to say, is a free lunch."

Dr. Zellermann smiled.

"I somehow feel that you haven't quite had your share of free lunches, Mr. Templar. I feel that you have quite a few coming to you."

"Ah?" Simon queried.

He looked at Avalon immediately after he'd tossed the monosyllabic interrogation at the doctor. She sat quietly, with her gold-brown hair immaculate, her brown eyes wide, her small but definite chin pushed forward in a questing motion. At that moment, the Saint would have wagered anything he ever hoped to have that this green-clad, trim, slim, smartly turned out girl knew nothing about the problem that was taking up most of his time.

"In my work as a psychiatrist," the snowy-maned doctor explained, "I have learned a number of things. One of the main factors I take into consideration in the evaluation of a personality is whether that person is behind in the receipt of rewards. Each individual, as far as I have been able to discover, has put more into life than he ever gets out."

"Not according to what I was taught," Avalon said. "You get what you pay for. You get out of life, or a job, or a pail, or any damned thing, what you put into it, and no more. Otherwise, it's perpetual motion."

"Ah, no," Dr. Zellermann said. "If that were true, the sum total of all human effort would produce energies equal only to the sum total of all human effort. That would make change, impossible. Yet we progress. The human race lives better, eats better, drinks better, each year. This indicates something. Those who are trying to cause the race to better itself — and they are less than the sum total of human beings, if not a minority — must be putting in more than they ever get out. If the law of equational returns is true, then it is quite obvious that a number of persons are dying before their time."

"I don't get you," Avalon said.