He is economical in his expenditures, always living within his income.

Keeps a memorandum-book in his pocket, in which he notes every particular relative to appointments, addresses, and petty cash matters.

Is cautious how he becomes security for any person; and is generous when urged by motives of humanity.

Let a man act strictly to these habits; when once begun they will be easy to continue in—ever remembering that he hath no profits by his pains whom Providence doth not prosper—and success will attend his efforts.

[HABIT OF TAKING PAINS.]


By JAMES KERR, M. A.