At the same time the understanding was that after he got out of school and began to earn money, Harold was to pay back this college money, and so while there was enough to be fairly comfortable for his first year, the young fellow always kept in mind the fact that he was in a way living on borrowed money, and that the less he spent the smaller the amount would be to be paid back.

For this reason, he had secured a room in a somewhat cheaper and quieter part of town, some distance away from the campus, instead of taking up his quarters in one of the Students’ Halls, and this fact also, and because he was in a house with no other students, served to keep him from making friends as easily as he might. If he had been living where there were a lot of other fellows he would not have been so lonesome, and the boys at Lowell would have known sooner what a grand fellow he was.

Harold looked at his watch to see how long it would be to dinner time, for he had a good appetite even if he was cold, and just then the dinner gong sounded. He went down to the dining room where he found Mrs. Malcolm and her young son, a lad of twelve, already seated at table. The dinner was good, and Harold noticed a more cheerful air in Mrs. Malcolm’s conversation. This was rather a surprise as there had been a noticeable lack of laughter in the house lately, at least so he had been thinking.

Mrs. Malcolm was a widow and had come to the college town, thinking she could add something to the small income left her by her husband by establishing herself in the boarding-house business. She had three other rooms to rent, but up to this time Harold had been the only boarder she was lucky enough to get, and lately she had been a little bit discouraged. With a larger house than she needed for herself and son and only one boarder, the increased expense was more than Harold was paying her, so she was losing money on her idea.

This evening, however, she was more cheerful, and she soon gave the reason. She had secured two other students as boarders that day. One was to come that evening, and had taken the room next to Harold’s on the same floor, and the other had taken the little room over his on the third floor, but this fellow only rented the room with the privilege of taking his meals where he pleased.

“The young man who is coming to-night is a freshman like yourself,” said Mrs. Malcolm. “His home is in Texas; I think you will like him and it will be real nice for you to have some one else in the house. His name is Hagner.”

When dinner was over Harold went up to his room to do some studying.

“I feel as though I could be chums with a Mexican greaser to-night,” thought Harold, “and I certainly will be glad to meet him.”

Shortly afterward the door bell rang and Harold heard an expressman bringing a trunk up the stairs, followed by the footsteps of a young man and also a lighter step, no doubt that of Mrs. Malcolm. After a few moments there was a knock at his door, and when he opened it Mrs. Malcolm asked him if she might introduce him to the new boarder, Mr. Hagner.