"See the darling cushions, mother. You can wear your best clothes here. It's just like a parlor!"

"A very narrow parlor, Jewel. Move carefully." Mrs. Evringham had seated herself in the stern. "Perhaps I can help with the rudder," she added, taking hold of the lines.

"Just as the admiral says," returned the broker.

"Oh, grandpa, you'll have to be the admiral," said Jewel excitedly. "I'll be the crew and"—

"And the owner," suggested Mr. Evringham.

"Yes! Oh, mother, what will father say!"

"He'll say that you are a very happy, fortunate little girl, and that Divine Love is always showing your grandpa how to do kind things for you."

The child's expression as she looked up at the admiral made him apprehend another rush.

"Steady, Jewel, steady. Remember we aren't wearing our bathing-suits. Which are we going to do, row or sail?"