It is somewhat surprising to learn that of the 246,000,000 acres under cultivation to supply 300,000,000 people (the United States last year cultivated 250,000,000 acres to supply 90,000,000) only 28,000,000 acres were cropped more than once during the year. With the warm climate of India it would seem that two or more crops might be easily grown, but the annual dry season makes this less feasible than it would appear to the traveller. Even in January much artificial crop-watering must be done, and no one can travel in India long without growing used to the sight of the irrigation wells. Around them the earth is piled high, and oxen hitched to the well ropes draw up the water in collapsible leather bags or buckets. A general system of elevated ditches then distributes the water where it is needed.
Concerning the drought, a resident of Muttra said to me that {220} there practically no rain falls from the middle of January to the middle of June. "In the latter part of the drought," he said, "the fields assume the appearance of deserts; only the dull green of the tree-leaves varies the vast, monotonous graybrown of the far-stretching plains. The streams are dried up; the cattle hunt the parched fields in vain for a bit of succulence to vary their diet of dry grass. But at last there comes the monsoon and the rains--and then the Resurrection Morning. The dead earth wakens to joyous fruitfulness, and what was but yesterday a desert has become a veritable Garden of Eden."
But, alas! sometimes the rains are delayed--long, tragically long delayed! The time for their annual return has come--has passed, and still the pitiless sun scorches the brown earth as if it would set afire the grass it has already burned to tinder-dryness. The ryot's scanty stock of grain is running low, the daily ration has been reduced until it no longer satisfies the pangs of hunger, and with each new sunrise gaunt Famine stalks nearer to the occupants of the mud-dried hut. The poor peasant lifts vain hands to gods who answer not; unavailingly he sacrifices to Shiva, to Kali, to all the heartless Hindu deities of destruction and to unnamed demons as well. The Ancient Terror of India approaches; from time immemorial the vengeful drought has slain her people in herds, like plague-stricken cattle, not by hundreds and thousands, but by tens of thousands and hundreds of thousands. In Calcutta I saw several young men whom the mission school rescued from starvation in the last great famine of 1901-02 and heard moving stories of that terrible time. Many readers will recall the aid that America then sent to the suffering, but in spite of the combined efforts of the British Government and philanthropic Christendom, 1,236,855 people lost their lives. To get a better grasp upon the significance of these figures it may be mentioned that if every man, woman, and child in eight American states and territories at that time (Delaware, Utah, Idaho, New Mexico, Arizona, Montana, Wyoming, and Nevada) had been {221} swallowed up in a night, the total loss of life would not have been so great as in this one Indian famine.
Appalling as these facts are, it must nevertheless be remembered that the loss would have been vastly greater but for the excellent system of famine relief which the British Government has now worked out. It has built railways all over India, so that no longer will it be possible for any great area to suffer while another district having abundance is unable to share its bounty because of absence of transportation. In the second place, the government has wisely arranged to give work at low wages to famine sufferers--road building, railroad building, or something of the kind--instead of dispensing a reckless charity which too often pauperizes those it is intended to help. Before the British occupation India was scourged both by famine and by frequent, if not almost constant, wars between neighboring states. The fighting it has stopped entirely, the loss by drought it has greatly reduced; and some authority has stated (I regret that I have not been able to get the exact figures myself) that for a century before the British assumed control, war and famine kept the population practically stationary, while since then the number of inhabitants has practically trebled.
Not unworthy of mention, even in connection with its work in relieving famine sufferers, is the excellent work the British Government is doing in enabling the farmers to free themselves from debt. The visitor to India comes to a keener appreciation of Rudyard Kipling's stories and poems of Indian life because of the accuracy with which they picture conditions; and the second "Maxim of Hafiz" is only one of many that have gained new meaning for me since my coming:
"Yes, though a Kafir die, to him is remitted Jehannum,
If he borrowed in life from a native at 60 per cent. per annum."'
When I first heard of "60 per cent, per annum," and even of 70 per cent, or 80 per cent., as the ordinary rate of interest paid {222} by the Indian ryot to the merchant or money-lender, I could not believe it, but further investigation proved the statement true. In the United Provinces I found that in some cases the ryot has been little better than a serf. The merchant has "furnished him supplies," adding interest at the rate of one anna on each rupee at the end of each month--6-1/4 per cent., not a year but a month, and that compounded every 30 days! In one case that came to my attention, two orphan boys twenty years ago, in arranging the marriage of their sister, borrowed 100 rupees at 50 per cent, interest. For seventeen years thereafter they paid 50 rupees each year as interest, until an American missionary took up the account at 5 per cent, instead of 50, and in two years they had paid it off with only 7 rupees more than they had formerly paid as annual tribute to the money-lender. In many such cases debts have been handed down from generation to generation, for the Hindu code of honor will not permit a son to repudiate the debts of his father; and son, grandson, and great-grandson have, staggered under burdens they were unable to get rid of.
In this situation the cooperative credit societies organized under government supervision have proved a godsend to the people, and thousands of ryots through their aid are now getting free of debt for the first time in their lives, and their families for perhaps the first time in generations. Each member of a cooperative credit society has some interest in it; the government will lend at 4 per cent, an amount not greater than the total amount deposited by all the members; stringent regulations as to loans and their security, deposit of surplus funds, accounting, etc., are in force, and altogether the plan is working remarkably well. The latest report I have shows that in a single twelvemonth the total working capital of these societies increased more than 300 per cent.
The United States seems to be about the only fairly civilized country in which some form of cooperative credit society, with government aid, has not been worked out.
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