Before entering the employ of the safe-manufacturers, Evans had conducted an extensive mercantile business for himself in a large Eastern city, where he was regarded as a man of wealth and integrity. He had large dealings through the South, with extensive credits; but the outbreak of the war had forced him into bankruptcy. It was hinted that there was some over-shrewd practice connected with his failure, and his subsequent sudden departure for Canada gave color to the insinuation. At any rate, he compromised with his creditors on a basis advantageous to himself.
On his return from Canada, Evans took up his residence in New York City, and began to cultivate habits far beyond his income, notably the taste for fast horses. Perry heard of Evans through one Ryan, whom he had known as a "crook" years before, but who was then running a livery-stable in an up-town street. As a matter of fact, this livery-stable was merely a blind for the sale of unsound horses "doctored up" to deceive unsuspecting buyers. But of this Evans knew nothing, and, in good faith, had stabled one of his own horses with Ryan. This had led to an intimacy between him and Ryan, and now, at Perry's suggestion, Ryan encouraged Evans in his disposition to live beyond his means.
Before long Evans found himself much cramped financially. Being unable to pay Ryan the money he owed him for stabling, he began to talk of selling his horse; and one day, when he was complaining of being short of money, Ryan said, "If I had your position I'd never lack for money."
Evans asked him what he meant.
"Oh," said Ryan, "there are plenty of people who would put up well to know some of the things you know about safes and banks."
By degrees Ryan made his meaning more clear, and Evans grew properly indignant. The subject was dropped for the moment, but, in subsequent meetings, Ryan kept reverting to it. Meantime Evans found himself growing more and more embarrassed, and one day he said, "What is it these people want to know?"
"Well," said Ryan, "they would like to know, for one thing, if there is any way of beating these new Yale locks?"
"You can't pick a Yale lock," answered Evans—"that would take too long; but there is a way of getting one open."
"How?"
"We'll talk that over some day."